Share Draft Checking Accounts
We call our checking accounts Share Draft Checking Accounts. The word "share" refers to your share of ownership in the Credit Union and the word "draft" is the word we use for "check."
Preferred Share Draft Checking:
- earns dividends
- no minimum balance required to earn APY
- unlimited checking
- ATM/Visa® check card
- fast and inexpensive online check reordering
- easy, quick and convenient Bill Pay Online
- no monthly service charge with qualified Member Choice plans
Limited Share Draft Checking
- non-interest bearing account
- great starter account or if you have limited monthly activity
- transactions limited to 15 per month
- ATM/Visa® check card
- fast and inexpensive online check reordering
- easy, quick and convenient Bill Pay Online
- monthly service charges if transactions exceed the limit
Share Draft Checking Account with Overdraft Protection
Protect yourself against overdrawing your account or better known as "bouncing a check" with our overdraft protection services:
- Use a credit line advance that automatically advances funds to cover overdrafts linked to your account
- Use your Share Savings account to automatically cover overdrafts linked to your account.
Important Information:
See Fee Schedule & Truth in Savings Disclosure




