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Pledged Share Loans

If you're a saver at the VSECU and need to borrow, consider borrowing against the available balance in your Term Share Certificate (TSC) or Share Savings Account. The amount equivalent to the outstanding loan balance will be held in your Term Share Certificate or Share Savings Account as security until the loan is paid in full. See our current rates.

Rate Type:

  • variable
  • priced 2% above the earned Share Savings Account dividend or the Term Share Certificate interest rate

To Apply…

Please see our VSECU Consumer Loan application.