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Deposit Rates
Rates Effective: Monday, May 12, 2008
Last Updated: Friday, May 09, 2008
VSECU may offer other rates for these accounts from time to time.
Use our Savings Goal Calculator to help determine your savings plan.
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Account Type |
Minimum Opening
Deposit / Minimum Daily Balance to Earn APY |
Dividends Compounded & Credited |
Annual Percentage Yield (APY) |
Other Requirements
|
|---|---|---|---|---|
Preferred Checking |
$25/$0 |
Monthly |
0.25% |
|
Limited Checking |
$25/ N/A |
Monthly |
N/A |
|
Share |
$25 |
Quarterly |
1.26% |
|
Special Share |
$5/$0 |
Quarterly |
1.26% |
|
Bill Payer |
$0 |
Quarterly |
1.26% |
|
Holiday Club |
$5/$0 |
Quarterly |
1.26% |
Account Balance |
Annual Percentage Yield (APY) |
|---|---|
1,000 - $4,999.99 |
1.50% |
5,000 - $9,999.99 |
1.75% |
10,000 - $24,999.99 |
2.00% |
25,000 - $49,999.99 |
2.50% |
50,000 and above |
3.00% |
Money Market Share Accounts:
•
Minimum Daily Balance to Earn APY / Minimum Daily Balance
to Avoid Fees:
$1,000
• Below Minimum Balance Fee: $5 per month.
• Dividends Compounded and Credited Monthly.
Account Type |
Minimum Daily Balance to Earn APY |
Dividends Compounded & Credited |
Annual Percentage Yield (APY) |
Other Requirements |
|---|---|---|---|---|
3 Month |
$1,000 |
Monthly |
2.60% |
Penalty for early withdrawal |
6 Month |
$1,000 |
Monthly |
3.00% |
Penalty for early withdrawal |
1 Year |
$1,000 |
Monthly |
3.05% |
Penalty for early withdrawal |
2 Year |
$1,000 |
Monthly |
3.25% |
Penalty for early withdrawal |
3 Year |
$1,000 |
Monthly |
3.50% |
Penalty for early withdrawal |
4 Year |
$1,000 |
Monthly |
3.60% |
Penalty for early withdrawal |
5 Year |
$1,000 |
Monthly |
4.10% |
Penalty for early withdrawal |
Account Type |
Minimum Opening Deposit / Minimum Daily Balance to Earn APY |
Dividends Compounded & Credited |
Annual Percentage Yield (APY) |
Other Requirements |
|---|---|---|---|---|
IRA Share |
$25 / $0 |
Quarterly |
1.26% |
|
1 Year Certificate |
$1,000 |
Monthly |
3.05% |
|
2 Year Certificate |
$1,000 |
Monthly |
3.25% |
|
3 Year Certificate |
$1,000 |
Monthly |
3.50% |
|
4 Year Certificate |
$1,000 |
Monthly |
3.60% |
|
5 Year Certificate |
$1,000 |
Monthly |
4.10% |
All rates are subject to change and are quoted as annual percentage yield (APY).
Use our Retirement Savings Calculator to help you plan for retirement.
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For Money Market Share / Term Share Certificates / Individual Retirement Accounts, fees could reduce earnings.
For more information about fees and terms, see Fee Schedule & Truth-in-Savings Disclosures, contact a Member Consultant at 800/802 371-5162, or email us.
(Please do not send any sensitive information via email.)
