IRA Rates
Rates Effective:
Friday, November 20, 2009
Last Updated:
Wednesday, November 18, 2009
VSECU may offer other rates for these accounts from time to time.
Use our Retirement Savings Calculator to help plan for retirement.
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Individual Retirement Accounts
Account Type |
Minimum Opening Deposit / Minimum Daily Balance to Earn APY
|
Dividends Compounding & Crediting |
Annual Percentage Yield
(APY) |
Other Requirements |
IRA Share |
$25 / $0 |
Quarterly |
0.50% |
|
1 Year Certificate |
$1,000 |
Monthly |
1.30% |
Penalty for early withdrawal |
2 Year Certificate |
$1,000 |
Monthly |
2.05% |
Penalty for early withdrawal |
3 Year Certificate |
$1,000 |
Monthly |
2.10% |
Penalty for early withdrawal |
4 Year Certificate |
$1,000 |
Monthly |
2.60% |
Penalty for early withdrawal |
5 Year Certificate |
$1,000 |
Monthly |
3.25% |
Penalty for early withdrawal |
Annual Percentage Yield (APY) for these accounts is subject to change. Service charges could reduce earnings. For more information about fees and terms, see Truth-in-Savings Disclosures, contact a Member Consultant at 800/802 371-5162, or email us. (Please do not send any sensitive information via email.)
