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IRA Rates

Rates Effective: Saturday, July 26, 2008

Last Updated: Tuesday, July 01, 2008

VSECU may offer other rates for these accounts from time to time.

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Individual Retirement Accounts
Account Type
Minimum Opening Deposit / Minimum Daily Balance to Earn APY
Dividends Compounding & Crediting
Annual Percentage Yield
(APY)
Other Requirements
IRA Share
$25 / $0
Quarterly
0.75%
1 Year Certificate
$1,000
Monthly
3.05%
Penalty for early withdrawal
2 Year Certificate
$1,000
Monthly
3.25%
Penalty for early withdrawal
3 Year Certificate
$1,000
Monthly
3.50%
Penalty for early withdrawal
4 Year Certificate
$1,000
Monthly
3.60%
Penalty for early withdrawal
5 Year Certificate
$1,000
Monthly
4.10%
Penalty for early withdrawal

Annual Percentage Yield (APY) for these accounts is subject to change. Service charges could reduce earnings. For more information about fees and terms, see Truth-in-Savings Disclosures, contact a Member Consultant at 800/802 371-5162, or email us. (Please do not send any sensitive information via email.)