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Term Share Certificate Rates

Rates Effective: Friday, November 20, 2009

Last Updated: Wednesday, November 18, 2009

VSECU may offer other rates for these accounts from time to time.

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Term Share Certificates
Account Type Minimum Daily Balance to Earn APY Dividends Compounded & Credited Annual Percentage Yield
(APY)
Other Requirements
3 Month
$1,000
Monthly
1.05%
Penalty for early withdrawal
6 Month
$1,000
Monthly
1.15%
Penalty for early withdrawal
1 Year
$1,000
Monthly
1.30%
Penalty for early withdrawal
2 Year
$1,000
Monthly
2.05%
Penalty for early withdrawal
3 Year
$1,000
Monthly
2.10%
Penalty for early withdrawal
4 Year
$1,000
Monthly
2.60%
Penalty for early withdrawal
5 Year
$1,000
Monthly
3.25%
Penalty for early withdrawal

All rates are subject to change and are quoted as annual percentage yield (APY). Fees could reduce earnings. For more information about fees and terms, see Fee Schedule & Truth-in-Savings Disclosures, contact a Member Consultant at 800/802 371-5162, or email us. (Please do not send any sensitive information via email.)