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Interest on Realtors' Trust Account (IORTA)

IORTAs are available for realtors who are required by law to maintain a dividend-bearing account for client deposits and down payments on the purchase of a home. All dividends earned on IORTA accounts are sent to the Vermont Housing Finance Authority (VHFA). The VHFA uses this money to support grants that provide housing opportunities for individuals/families that are unable to afford such services.

• high dividend rate
• no item and monthly fees
• dividends automatically sent to VHFA

Opening an Account

If you are already a VBiz member, please print out and complete these two forms:

Business Account Card (PDF format)
Authorization Designation (PDF format)

For additional information regarding membership, please refer to the following disclosure:

Business Membership and Account Agreement (PDF)

If you are not yet a VBiz member, please click here.