The VSECU Credit Analyst will underwrite and analyze all types of commercial and government banking loan applications in accordance with established Credit Union policies and procedures. This position will work closely with the loan officers on new loan requests and the managing of the existing portfolio. In addition this person will be responsible for semiannual and annual reviews. This person will also be responsible for the analysis of the more complex commercial loan requests and work closely with sales and lending staff to meet member’s needs. Learn more.
As a community-centered, member-owned, cooperative financial institution, we take a personal approach to lending. We don’t just crunch numbers and follow policy and procedure. We engage with our members and look for solutions that will help them achieve their goals. In our estimation, an application is not just a vehicle for data, but rather the jumping off point for a conversation that helps us understand a member’s needs, history, and capacity to take on debt. We do not sign off on loans that our members can’t afford; we also don’t let them walk out the door without exploring all of the possibilities.
In lending, we seek people who enjoy working with and helping other people. We make many of our loan decisions collaboratively, so each member of our team must be comfortable communicating ideas and engaging in shared problem solving. We see lending as an art that sometimes requires multiple viewpoints to bring about the best result given the member’s circumstances.
Do you enjoy helping people achieve their goals? Then check out our listings below.
The Asset Recovery Specialist will manage Recovery queues, prepare and manage reports, perform record keeping and lend support to the Asset Recovery Team as needed. The Asset Recovery Specialist will assist with system testing, process improvement, report management, participate in and manage team related projects, assist with charge offs, handle year end 1099 review and reporting, assist training and job shadowing and work on process improvement. Learn more.