Lending

As a community-centered, member-owned, cooperative financial institution, we take a personal approach to lending. We don’t just crunch numbers and follow policy and procedure. We engage with our members and look for solutions that will help them achieve their goals. In our estimation, an application is not just a vehicle for data, but rather the jumping off point for a conversation that helps us understand a member’s needs, history, and capacity to take on debt. We do not sign off on loans that our members can’t afford; we also don’t let them walk out the door without exploring all of the possibilities.

In lending, we seek people who enjoy working with and helping other people. We make many of our loan decisions collaboratively, so each member of our team must be comfortable communicating ideas and engaging in shared problem solving. We see lending as an art that sometimes requires multiple viewpoints to bring about the best result given the member’s circumstances.

Do you enjoy helping people achieve their goals? Then check out our listings below.


Consumer Loan Underwriter

  • Location: Montpelier
  • Pay Type: Non-Exempt

The VSECU Consumer Loan Underwriter is responsible for analyzing member loan applications to determine whether they meet underwriting guidelines, have the ability to repay the loan and for assisting with various tracking and reporting functions. Learn more.

Asset Recovery Lead

  • Location: Montpelier
  • Pay Type: Non-Exempt

The Asset Recovery Team Lead will be responsible for overseeing and assisting with the day to day operations and processes for Asset Recovery and Secondary Markets. The primary functions of this position are to handle the negative and delinquent accounts that includes collections, bankruptcy and foreclosures. Learn more.