Benefits for VSECU Members

As a member of VSECU you have access to many benefits beyond our stable financial products and services. We invite you to take advantage of these free, discounted or low cost programs offered exclusively to our members. Browse the list of benefits below and contact a Member Service Consultant if you have any questions about participating in these programs.

  • Both Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP) are offered to VSECU members for their vehicles. These protection programs are comparable to what a dealership may offer, however in many cases, at a more affordable cost. Learn more about GAP and MBP.
  • Our VERMONT Platinum credit card holders also benefit from things like cell phone replacement protection, an auto rental collision damage waiver, personal identify theft reimbursement and travel accident insurance. Learn more about our VERMONT Platinum card benefits on our microsite: WelcomeVermonters.com
  • Members benefit from the VHeat fuel buyers co-op to reduce their home heating costs. Learn more about VHeat.

The VSECU Member Rewards Program

In addition to the programs listed above, your membership automatically comes with many free or discounted services for your everyday banking needs. The more you rely on us for your financial needs, the more you’ll receive in benefits and savings with the Member Rewards Program.

Add the combined total deposit, loan and credit card balances you have at VSECU to determine your membership and reward level.

All members receive the following services free as a part of their membership:

  • FREE Debit card
  • FREE Checking account
  • FREE e-Statements
  • FREE Automated telephone access
  • FREE Unlimited transactions at VSECU ATMs
  • FREE Online banking
  • FREE Online check copies
  • FREE Notary and signature guarantee services
  • FREE Consultation with a Member Service Consultant
  • FREE Consultation with MEMBERS Financial Services
  • FREE $5,000 worth of AD&D insurance

If you step up to an E2 member you will also benefit from:

  • 4 FREE Non-VSECU ATM Transactions Per Month
  • FREE Bill Pay

E2 MEMBER – an eco-friendly member that uses the following electronic services: Online banking, e-Statements, and conducting at least two (2) Visa debit transactions by PIN or signature-based per month.

  • FREE Debit card
  • FREE Checking account
  • FREE e-Statements
  • FREE Automated telephone access
  • FREE Unlimited transactions at VSECU ATMs
  • FREE Online banking
  • FREE Online check copies
  • FREE Notary and signature guarantee services
  • FREE Consultation with a Member Service Consultant
  • FREE Consultation with MEMBERS Financial Services
  • FREE $5,000 worth of AD&D insurance
  • 8 FREE Non-VSECU ATM Transactions Per Month
  • FREE Bill Pay
  • 66% Discount on Cashier’s Checks
  • Up to $4 in ATM Surcharge Rebates Per Month
  • 66% Discount on Money Orders
  • 33% Discount on Overdraft Protection Transfer
  • FREE Standard Card Replacement
  • FREE Debit card
  • FREE Checking account
  • FREE e-Statements
  • FREE Automated telephone access
  • FREE Unlimited transactions at VSECU ATMs
  • FREE Online banking
  • FREE Online check copies
  • FREE Notary and signature guarantee services
  • FREE Consultation with a Member Service Consultant
  • FREE Consultation with MEMBERS Financial Services
  • FREE $5,000 worth of AD&D insurance
  • 10 FREE Non-VSECU ATM Transactions Per Month
  • FREE Bill Pay
  • FREE Cashier’s Checks
  • Up to $8 in ATM Surcharge Rebates Per Month
  • FREE Money Orders
  • FREE Overdraft Protection Transfer
  • FREE Standard Card Replacement
  • FREE Coin Machine Usage

View Member Rewards as a .pdf