Avoid fees when you need cash. Here’s how:

1. Point of Sale Transactions

A great way to get cash without paying surcharges is to request cash back when making Point of Sale transactions. Many stores allow you to withdraw cash during checkout with your PIN based, debit card payment at no charge to you.

2. Free ATM Network

VSECU members can take advantage of free ATMs nationwide – anytime! VSECU is part of the CO-OP network. This network consists of over 28,000 ATMs nationwide including 9,000 deposit-taking ATMs and 5,500 7-Eleven locations. To locate one of these ATMs you can use the Branch/ATM locator on the left side of the homepage or click here.

Mobile Savvy? You can also have CO-OP network ATM locations sent to your mobile phone by texting your zip code to 692667 (MY COOP).*

*Normal text messaging charges apply from your mobile service provider. Contact your provider for pricing details.

3. Surcharge Rebates

If you do need to use an ATM that charges a surcharge fee, VSECU may rebate some or all of that charge based on your Member Reward level. These surcharge fee rebates are available for charges assessed at ATMs anywhere in the United States. For more information about these rebates click here.