Driving on Vermont Roads - Hero

Take control of your auto loan payments!

Get in the driver's seat, with savings from VSECU

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Why pay more?

If you are applying for a new auto loan or refinancing an existing one, why not reduce your monthly expenses with a lower annual percentage rate (APR)? Every year, our members collectively save millions of dollars by taking advantage of lower interest rates on auto loans. You can begin the process now with our quick and easy online application.

Here are just a few things you should know before you get started:

  • You don’t have to be a member to apply. You can become a member once you’ve been approved and will need to be a member in order to receive funding for the loan.
  • Relationships are important to us, so if you meet our relationship pricing criteria (see sidebar), you could receive an even lower APR than the one you were pre-approved for!
  • Don’t forget to enter your offer number in the comment section of the application.
Already a member?
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To qualify for relationship pricing, you will need to meet at least two of the following requirements for three months prior to taking out the loan:

  • Make an average of ten debit card transactions to your checking account per month.
  • Maintain a history of a recurring direct deposit in one of your VSECU accounts.
  • Be enrolled in eStatements.
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