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Become a Member

Make change, simply by banking. It’s easy to join.

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People over profit

You do more than just banking with VSECU. Your funds support the financial stability and goals of other members, so you can help build a better Vermont for us all.

Why bank with a credit union?

A credit union is an alternative to a traditional bank. As a not-for-profit community-based financial cooperative, we are owned by our members. Each member can exercise their voting rights to fill seats on the Board of Directors. The directors advocate for the membership.

  • Global Love Tripple Bottom Line

    Triple bottom line

    Many financial institutions measure their success using one bottom line: profit. We measure our success using a triple bottom line model that accounts for our impact on people, planet, and prosperity.

  • Hand With Heart

    Members first

    Our members always come first. We answer to you, not shareholders, and we’re committed to helping you reach your next financial milestone. We only succeed when you succeed.

  • Community

    Community impact

    As a credit union, we are deeply committed to the philosophy of people helping people. That’s why we partner with organizations and businesses that share our mission to improve the lives of all Vermonters.

  • Rocket

    Innovative solutions

    As a VSECU member, you get access to innovative solutions, designed to meet your unique needs, along with all the standard financial products and services you expect.

Learn more about credit unions vs. banks

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    Why Bank with a Credit Union?

    Credit unions and banks offer a similar experience but operate from a very different structure and philosophy. One is not …
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    Why Use a Credit Union Rather than a Bank?

    Making the choice to invest money in a credit union, rather than a bank, is often a decision that reflects …
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John Mullet - Testimonial

[VSECU is] kind of a one-stop shop for everything I need. I’ve had a lot of different interactions with staff, and it’s always been really incredible.

— John M.

Membership benefits

  • Computer

    Easy to use online & mobile banking

    Technology makes banking so much easier and more convenient. Our online banking and mobile banking app make banking faster so you can get on with your life.

  • ATM

    Fee-free ATMs

    The CO-OP Network gives you access to nearly 30,000 fee-free ATMs nationwide. That’s more than most banks can offer.

  • Store Front

    Branches nationwide

    We’re part of a network of shared credit union branches. This means that, in addition to our nine branches throughout Vermont, you can bank at over 5,000 shared branch locations across the country.

  • Percentage Arrow Down

    Discounted interest rates

    Our VGreen program offers discounted interest rates on energy efficiency and solar purchases to reduce the cost of your energy upgrades.

  • House

    Heating discounts

    By joining VHeat, you can get discounted pricing on heating fuel and reduce your costs during the winter season.

  • Shield

    Member insurance

    Membership benefits include access to low- or no-cost insurance programs for home, auto, life, disability, and loan coverage.

  • Speach Bubbles

    Free financial counseling

    A certified expert will help you explore options for easing financial stress and assist you in achieving your goals with a personalized plan.

You are eligible to join if you live or work anywhere in Vermont

You can also join if you meet one of the following criteria:

You are eligible if you are immediate family to a VSECU member regardless of residence (related by blood, civil marriage/union, stepchildren, adopted children, and surviving spouses of past members).

You are eligible if you are a household member of a current VSECU member (roommate, domestic partner, foster child, etc.).

You are eligible if you are employed by or retired from the State of Vermont.

You are eligible if you are a member of the Northeast Sustainable Energy Association (NESEA).

Your business is eligible if it’s located in Vermont and registered with the Vermont Secretary of State.

Your organization, partnership, corporation or association is eligible if a majority of individuals or stakeholders within the entity are eligible for membership.

How to join

We can’t wait to welcome you to the VSECU community. Joining is easy and quick.

If you live outside Vermont, you can still become a member through our partnership with the Northeast Sustainable Energy Association (NESEA).

  • Number 1

    Fill out the application

    You can fill out our online application or schedule an appointment at a branch.

  • Number 2

    Provide documentation

    We’ll just need your Social Security number and a government-issued ID.

  • Number 3

    Deposit $25

    All you need is $25 in your savings account to activate your membership!

  • Number 4

    Get confirmation

    We’ll reach out for more information or confirm your membership is active within two business hours.

Become a member today

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