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Business Line of Credit

Get access to funds when you need them.

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Convenience, flexibility and security

As a business owner, you can’t always predict when you will need access to cash, or when you’ll come up short. Our variable-rate Business Line of Credit will give you peace of mind.


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    Short-term cash

    A line of credit provides money when you need it, smoothing out the peaks and valleys of cash flow.

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    Affordable payments

    You can pay just the interest during the lean months and pay off the debt when your business is pulling in more profit.

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    Accessible funds

    Move money conveniently from your line of credit to your business checking account online or in branch.

Here's what you need to apply:

VSECU can help you determine the best financing option for your business. Listed below is the documentation needed to expedite your business loan request:

  • A completed, signed, and dated Business Loan Application
  • Current signed Personal Financial Statement for each principal, owner, or guarantor on the loan
  • Business tax returns (all schedules) and/or financial statements for the last 3 years
  • Personal tax returns (all schedules) or each principal, owner, or guarantor of the loan for the last 3 years
  • Current business financial statement (balance sheet and income statement)
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