Convenience, flexibility and security
As a business owner, you can’t always predict when you will need access to cash, or when you’ll come up short. Our variable-rate Business Line of Credit will give you peace of mind.
Benefits
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Short-term cash
A line of credit provides money when you need it, smoothing out the peaks and valleys of cash flow.
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Affordable payments
You can pay just the interest during the lean months and pay off the debt when your business is pulling in more profit.
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Accessible funds
Move money conveniently from your line of credit to your business checking account online or in branch.
Here's what you need to apply:
VSECU can help you determine the best financing option for your business. Listed below is the documentation needed to expedite your business loan request:
- A completed, signed, and dated Business Loan Application
- Current signed Personal Financial Statement for each principal, owner, or guarantor on the loan
- Business tax returns (all schedules) and/or financial statements for the last 3 years
- Personal tax returns (all schedules) or each principal, owner, or guarantor of the loan for the last 3 years
- Current business financial statement (balance sheet and income statement)
Get started
Complete application
Download form
Meet with our VBiz Team
Schedule appointment
Questions?
Contact us