Business Line of Credit

Get access to funds when you need them.

Convenience, flexibility and security

As a business owner, you can’t always predict when you will need access to cash, or when you’ll come up short. Our variable-rate Business Line of Credit will give you peace of mind.

Benefits

Short-term cash
A line of credit provides money when you need it, smoothing out the peaks and valleys of cash flow.
Affordable payments
You can pay just the interest during the lean months and pay off the debt when your business is pulling in more profit.
Accessible funds
Move money conveniently from your line of credit to your business checking account online or in branch.

Here's what you need to apply:

VSECU can help you determine the best financing option for your business. Listed below is the documentation needed to expedite your business loan request:

A completed, signed, and dated Business Loan Application
Current signed Personal Financial Statement for each principal, owner, or guarantor on the loan
Business tax returns (all schedules) and/or financial statements for the last 3 years
Personal tax returns (all schedules) or each principal, owner, or guarantor of the loan for the last 3 years
Current business financial statement (balance sheet and income statement)

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