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VGreen

Local financing solutions for all of your energy efficiency and renewable investments

At VSECU, we know how important it is for Vermonters to save money on their energy bills. After all, we’re Vermonters, too, and we’re are committed to helping us all make smart investments in our homes, our communities and our state. VGreen provides financing for any project or purchase that improves energy efficiency in your home or your transportation. If you’re considering a solar project, weatherization, heating system upgrade, energy efficiency appliances, or a new high-efficiency heat pump, there’s a VGreen loan option that can help you achieve long-term energy savings.

Maximize Your Investment

All VGreen loans allow a free one-time modification to apply tax credits and other incentives to the loan principal. This special feature further reduces your costs and maximizes your energy savings.

Heat Saver Loan Program

VSECU is participating in a state-funded program to make financing for eligible thermal energy efficiency purchases and projects more affordable for all Vermonters. Find out more about our Heat Saver Loan Program.

Energy Improvement Loan Options

Unsecured Loans
Loan Type Features
Standard Discounted Rate
Fixed Rate
Extended Term
Fixed Rate Balloon Discounted Rate
Fixed Rate
Extended Term
Longer Amortization
Standard Energy Improvement Loan: This loan can help you finance solar projects, air sealing & insulation upgrades, heat pumps, pellet stoves, windows, doors, appliances, bicycles, and other energy efficiency purchases and upgrades.
Fixed Rate Balloon Loan: Designed to finance larger solar projects, this long-term loan has an amortization that is longer than your loan term. This special pay schedule keeps your payments low throughout the payback period, and results in a final balloon payment at the end of the loan term. The one-time VGreen loan modification is especially advantageous for reducing your loan principal, and in turn, the balloon payment.
Home Equity Loans
Loan Type Features
Discounted Discounted Rate
Fixed Rate
Longer Term Fixed Rate
Extended Term
Use the equity in your home to finance renewable and energy efficiency investments for savings you’ll enjoy for years. These loans are great for solar installations, heating system upgrades, and whole-house energy renovations.
Mortgages
Loan Type Features
Energy Improvement Mortgage Fixed Rate
Extended Term
Off Grid Mortgage Fixed Rate
Finance an off-grid home or larger renewable and energy efficiency investments on your primary residence for long-term energy savings.
Vehicle Loan
Loan Type Features
Green Vehicle Loan Discounted Rate
Fixed Rate
Extended Term
Discounted rates and extended terms maximize your transportation investment. This loan finances the purchase of high-MPG vehicles including electric, hybrid, diesel, and other alternative fuel types.