APR = Annual Percentage Rate. APR is effective as of 03/01/2015 and reflects the current minimum APR offered. Estimated monthly payments shown are based on a $10,000 loan. Other rates and terms may be available. The APR may be adjusted based on individual credit standing and term. For open-end loans, the term noted is used solely to determine periodic payments. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.