If you need overdraft protection for writing checks, or a flexible reserve to instantly draw funds from, our On Demand Credit Line is a great option. It let’s you cover checks and other withdraws without any lag time and without needing to transfer funds. If you need access to these funds, but would prefer a more metered approach, our Business Line of Credit offers many of these same benefits, but requires you transfer funds online or in branch from your credit account to your business checking account.
On Demand Credit Line
Not only does our business On Demand Credit Line add protection just in case you inadvertently make an error in record keeping, but it can also serve as a convenient and immediate way to give yourself a small business loan. Our On Demand Credit Line allows you to write yourself a check up to the available amount on your line of credit.
EASY & CONVENIENT
STOP BOUNCED CHECKS
Business Line of Credit
This line of credit provides flexibility and the security of knowing that you can access cash immediately when needed. Competitive and variable interest rates mean that we can fit almost any business with almost any budget, saving you time and getting your business growing faster.
INTEREST ONLY PMTS
IDEAL FOR SHORT TERM
PERFECT FOR SEASONAL
You can apply for all of our deposit products by completing and mailing in the forms below or in person at any branch location. If you would like to know more about VBiz products and services, or would like assistance beginning the application process, please complete this VBiz contact form.Business Member Service Agreement Part 1 Business Loans & Credit Card Application