VGreen Home Equity Loans

Large or small, our home equity loans offer a great option for financing new projects. The Discounted Energy Improvement Home Equity loan is great for energy efficiency or home improvements to your primary home, and longer terms to options keep payments manageable.

Discounted Energy Improvement Home Equity Loan

This loan was designed to help finance alternative or renewable energy projects, efficiency projects or home energy improvements of any kind on your primary residence. The benefit of using the Discounted Energy Improvement Home Equity Loan is the lower rate and the flexibility on terms. Using the equity in your home you can eliminate the need for closing costs of a refinance and complete your energy savings projects with a loan designed to meet your unique needs. The same standard procedures apply as getting a traditional home equity loan product.

Longer term options are available. Contact the mortgage department for current rates and information.



This option lets you leverage existing equity for better rates and terms.


Thanks to the equity you put into this loan, we can offer lower payments.


We work with you to minimize closing costs, making it more affordable.



With fixed rates, you pay the same amount every month. No surprises!

Using the equity you already have in your home to get a discounted loan rate on energy upgrades that will most likely lower your monthly utility bills is a great financing option. Take advantage of this option today and don’t hesitate to contact a Mortgage Originator with any questions.


Enter the amount you wish to borrow:

as low as*
as low as*
Maximum Loan-to-Value Term (months) Estimated
Monthly Payment
Apply Now
4.25% 4.25% Less than or equal to 80% 180 Apply Now
3.75% 3.75% Less than or equal to 80% 120 Apply Now
2.74% 2.74% Less than or equal to 80% 60 Apply Now
5.25% 5.25% Greater than 80%; up to 90% 180 Apply Now
4.75% 4.75% Greater than 80%; up to 90% 120 Apply Now
3.74% 3.74% Greater than 80%; up to 90% 60 Apply Now

APR = Annual Percentage Rate. APR is effective as of 04/22/2020. Rates and APRs listed are “as low as” and may be adjusted based on individual credit standing and term. Payment information does not include amounts for taxes and insurance premiums – if applicable, actual payment obligation will be greater. Estimated monthly payments are based on a $20,000 loan. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

Apply for a Discounted Energy Improvement Home Equity Loan
You can apply online for your mortgage or home equity loan right here online and in most cases qualified applicants can receive instant pre-approval. In our Mortgage Center you’ll be able to read about our Mortgage Originators, access additional resources and view all our featured rates.