The Loan Application Process

As a member of NESEA, you can become a member of VSECU. You’ll have access to our VGreen program—an innovative line of products and services designed to reduce the cost of financing energy efficiency and renewable energy projects. Whether you want to go solar, better insulate your home, renovate your heating system, or purchase an energy efficient vehicle, we have an affordable solution.

For the easiest process possible:

  1. Apply for your desired VSECU Loan
  2. Upon loan approval, become a member of NESEA
  3. Complete the VSECU membership application



Whether you’re financing a green vehicle, green home, a bicycle, or solar panels, VGreen has an option for you.


Terms are structured so that you start saving today. This gives you a long term investment that benefits you now.


To help make sustainable energy sustainable for you, we have our VGreen loans some of the best rates around.

LOANS & Accounts

ITC Loan
VGreen ITC Loans offer low monthly installments during your initial repayment period & flexible principle repayment.
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Energy Improvement Loan
Energy Improvement Loans offer longer terms, lower rates & flexibility in financing a variety of energy saving projects.
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Electrics 20yr Energy Improvement Loan
This option is designed for those looking to finance larger solar, home efficiency, or home energy improvements with fixed rates and an extended term.
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VGreen Money Market
Invest in the future of energy with this money market that uses 100% of your personal or businesses’ deposits to fund renewable and energy efficiency projects.
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Green Vehicle Loan
Extended terms and lower rates are the hallmarks of Green Vehicle Loans which can save money at the pump and on payments for your high efficiency vehicle.
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Apply: You must be a VSECU member to apply for any and all loan products and services. You can apply for VGreen loans online. Our online loan application offers quick results, sometimes letting qualified applicants know of approval instantly. If you have any questions about the program, please email the VGreen team.

Quick Tip: If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into our Online Banking system. That way we can save you time by pre-filling the application with the general information we already have on file for you.