Savings Accounts

Great rates. Easy setup. Savings done right.

The Share Savings account establishes you as a member of VSECU, offers one of the best APY’s around, and acts as your main savings account. Looking to organize your finances or plan for a big expense? Then Special Savings accounts are perfect for you, with $5 minimum balances they make saving a snap. You can even have a portion of your paycheck direct-deposited into these accounts to automate your saving process.

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Share Savings

The Share Savings account offers the highest premium annual percentage yield is paid on the first dollar in your savings account up to $1,000, with dividends compounded and credited monthly. If you belong to a different financial institution, compare your current earnings to what you could be earning at VSECU and move your money!


FEATURES

NO MONTHLY FEES*

A truly great savings account doesn’t charge you fees to have it.

HIGH EARNING

The high APY makes savings accounts an investment again.

FREE AD&D INSURANCE

Free Accidental Death and Dismemberment insurance included.

EASY SETUP

Sign up online or in branch; we’re making banking easy.

*Single-Service Fee may Apply


Enter the dollar amount you have to deposit and see how much you could be earning with the VSECU Share Savings account:

Initializing your savings…

Your total return would be 0 earning a blended APY of 0.

Compare that to what other financial institutions are paying and you’ll see that VSECU truly is redefining banking!

Your total return would be 0 earning a blended APY of 0.

Compare that to what other financial institutions are paying and you’ll see that VSECU truly is redefining banking!




Special Savings Account

The Special Savings account is a secondary, optional savings account that lets you create a separate nest egg to save for items like tax payments, insurance bills, special events, or just to organize your money. Special Savings accounts earn dividends on the same schedule as your Share Savings account and have a low $5 minimum balance.

FEATURES

MONTHLY DIVIDENDS

Get your earnings quickly and automatically.

ORGANIZE SAVINGS

Get strategic and use these accounts to organize your finances.

UNLIMITED ACCOUNTS

Create as many Special Savings accounts as you need.

5 minimum balance

$5 MINIMUM BALANCE

A low balance makes it easy to have as many accounts as you need


RATES

Account Type APY Minimum Daily Balance to Earn APY
Share Savings: Premium Tier
$0.00 – $1,000.00
1.00% None
Share Savings: Base Tier
$1,000.01 – $10,000.00
1.00% to .19%1 None
Share Savings: Tier 3
$10,000.01 – $25,000.00
.19% to .14%1 None
Share Savings: Tier 4
$25,000.01 – $50,000.00
.14% None
Share Savings: Tier 5
$50,000.01 and over
.14% to .19%1 None
Special Savings: Base Tier
$0.00 – $1,000.00
.10% None
Special Savings: Base Tier
$1,000.01 – $10,000.00
.10% None
Special Savings: Tier 3
$10,000.01 – $25,000.00
.10% None
Special Savings: Tier 4
$25,000.01 – $50,000.00
.10% to .13%1 None
Special Savings: Tier 5
$50,000.01 and over
.13% to .19%1 None

1Annual Percentage Yield (APY) is blended and varies depending on the balance in the account. For disclosure purposes, we used a maximum balance up to $250,000. If you have a balance greater than $250,000 in the account, the APY for Tier 5 may be higher based on the balance in the account.

Rates/APYs listed for Special Savings accounts also apply to Fiduciary Savings accounts. Rates and yields effective as of 11/7/2016 and may change after account opening. Fees could reduce earnings.




Open an Account Button


You can complete this online application to open a credit union savings, checking, or certificate of deposit account. You will have the option to fund the account via ACH debit or credit, and if you are an existing member you may do an ACH debit or credit or transfer from an existing account. If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into our Online Banking system. That way we can save you time by pre-filling the application with the general information we already have on file for you.






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