One-Year New Money Certificate

Get a great rate on this limited-time, new money only, One-Year Certificate of Deposit (CD). This savings tool is for new money transfers only, allowing you to save more with VSECU while earning a generous return on your investment. The special rate won’t be available for long, so open an account today. See below for details.

CDs are a secure, safe, and federally insured investment choice to increase your savings potential beyond your savings account. Our low minimum balance and flexible terms make it easy for you to add a high yield certificate to your investment portfolio.



Take this opportunity to deepen your investment relationship with VSECU.


Certificates feature a fixed rate annual percentage yield (APY) for all term lengths.


For a limited time, this CD offers a higher APY than regular savings.


Account Type Minimum Daily Balance to Earn APY Minimum Balance to Open Account APY
One Year (New Money Only) $500 $500 1.23%

Annual Percentage Yields (APYs) listed for Certificate accounts also apply to Fiduciary Certificate accounts. APYs effective as of 09/08/2017 and may change at maturity. Fees could reduce earnings. Early withdrawal penalties may apply.

Open an Account

You can complete this online application to open a credit union savings, checking, money market or certificate of deposit account. You will have the option to fund the account via ACH debit or credit, and if you are an existing member you may do an ACH debit or credit or transfer from an existing account. If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into our Online Banking system. That way we can save you time by pre-filling the application with the general information we already have on file for you.