First Time Home Buyers

If you’re a first time home buyer and you’re unsure where to start, VSECU is here for you. We understand navigating the distance between real estate visits and closing day can be confusing and maybe even intimidating at times. No worries. We’re here to help every step of the way.

As a first time home buyer, it is best to contact a Mortgage Originator who can explain how our loans are structured and which options may be best for you. Getting pre-approved is a great first step as you prepare to shop and negotiate a purchase price that works for your budget. A Mortgage Originator can help you complete the pre-approval process and make your way to home ownership!


BENEFITS

WE’RE HERE TO HELP

Our Mortgage Originators will help you through the complex home buying process.

PRE APPROVAL

When you are pre-approved, you can rest assured that you can afford your new home.

AVAILABLE IN VT & NH

Our mortgages can be used to finance homes in New Hampshire as well as Vermont.



Apply-now-cta

You can apply online in our Mortgage Center for your mortgage or mortgage product. In most cases, qualified applicants receive instant pre-approval. In our Mortgage Center you’ll be able to read about our Mortgage Originators, access additional resources and view all our featured rates.