Home Loans & Mortgages
Are you in the market to buy a new home? Check out our current mortgage interest rates for fixed and adjustable rate mortgages, green mortgages, and other alternative mortgage options. Many of our mortgage products include escrow accounts for property taxes and homeowners insurance. If you can’t find what you need here, our mortgage originators look forward to answering your questions and helping you find flexible and affordable home financing.
Need help with your down payment? The Housing Our Workforce program could help. Find out if you qualify for this special program.
MORTGAGES
Fixed Rate Mortgages
Perfect for anyone looking for a predictable, stable payment with all the benefits of a VSECU mortgage.
Adjustable Rate Mortgages
Take advantage of lower initial payments that will make getting into your dream house even easier.
Jumbo Mortgage
For houses exceeding $510,400, we have the Jumbo Mortgage, capable of helping with bigger buys.
Mobile Home Mortgages
Simple, flexible, and easy, our Mobile Home Mortgage will help you live smart while saving money.
Seasonal Home Mortgages
Seasonal Mortgages can help you buy that cabin, camp, or lodge you’ve been fantasizing about.
VGreen Mortgages
Want to save money and go green? VGreen loans can help improve the energy efficiency of your home.
BENEFITS
CAN BE IN VT OR NH
All Mortgages are available for homes in Vermont & New Hampshire.
INSURANCE AVAILABLE
Private mortgage insurance is available, making things even easier for you.
ONLINE APPLICATION
Apply online or get pre approved to help make the shopping process easier.
WIDELY SUITABLE
Primary, seasonal, secondary, mobile home, construction, multi-unit & more.
PROCESS
MOBILE APPLICATION
Applying on mobile? Mobile users are automatically directed to our mobile application, designed to simplify and streamline the application process.
MORTGAGE CALCULATOR
Find out how much home you can afford with this handy home mortgage calculator. Find other mortgage calculators here.
TRACK LOAN STATUS
Easily upload and access documents, and keep track of your loan status, in one place in our easy-to-use “Loan Status” portal.
To submit proof of insurance on an existing VSECU secured loan, click here
RELATED RESOURCES
- BLOG: Should I Refinance My Home with a Local Mortgage Lender?
- BLOG: How Much Are Closing Costs on a Mortgage?
- BLOG: What is a Mortgage Rate Lock & How Does it Work?
- BLOG: How to Pay for College Using Your Home’s Equity
- BLOG: What is Private Mortgage Insurance?
- BLOG: It’s Time to Prepare for Home Improvement Projects