Mortgages Overview

Whether you’re buying your first home, second home, or mobile home, we have a mortgage solution to fit your needs. We offer a wide range of mortgage options designed to suit first time home buyers and seasoned homeowners alike. Not only that, but we have a wealth of online resources to help you every step of the way, and our mortgage originators are standing by to answer any additional questions you may have.


Whether you need a longer term or a lower monthly payments, we will work with you to find the most affordable solution.


To meet the needs of everyone who works or lives in Vermont, we have seasonal options so you can enjoy that ski cottage or lakeside camp sooner.


We know that Vermonters think outside the box, so we developed a number of non-traditional mortgage options to fit our non-traditional state.

To submit proof of insurance on an existing VSECU secured loan, click here


Fixed Rate Mortgages

Perfect for anyone looking for a predictable, stable payment with all the benefits of a VSECU mortgage.

Adjustable Rate Mortgages

Take advantage of lower initial payments that will make getting into your dream house even easier.

Jumbo Mortgage

For houses exceeding $417,000, we have the Jumbo Mortgage, capable of helping with bigger buys.

Mobile Home Mortgages

Simple, flexible, and easy, our Mobile Home Mortgage will help you live smart while saving money.

Seasonal Home Mortgages

Seasonal Mortgages can help you buy that cabin, camp, or lodge you’ve been fantasizing about.

VGreen Mortgages

Want to save money and go green? VGreen loans can help improve the energy efficiency of your home.