Investment, Insurance, and Retirement Planning

MEMBERS Financial Services is offered through CUNA Brokerage Services, Inc.*, a broker dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com.

WHY WORK WITH US?

Professional experience and good listening skills are the keys to sound financial advice. When it comes to your money, you don’t just want to keep it safe; you want it to multiply. That’s why we take our time, getting to know you and your personal situation. Our goal is to understand your needs, your fears, and your risk tolerance so that we can help get you on a plan toward greater prosperity.

MEMBERS Financial Services can assist you with:



Building a nest egg for your future


Accumulating wealth for your family


Protecting your hard-earned money


Retiring to a lifestyle you’ve always wanted

Get in touch for a No-cost, No-obligation Consultation



At VSECU, you can work with a team of experienced financial advisors through MEMBERS Financial Services™, an investment service that is specifically designed with the credit union membership in mind. As a VSECU member, you have access to financial services and many resources to help you organize and plan for every milestone in your life. Let the MEMBERS Financial Services team help define your tomorrow.

MEET OUR INVESTMENT SERVICES TEAM

Our financial advisors are located throughout our branch network and travel to our other branch locations to serve members.

Brian Bishop Portrait
Brian Bishop
Montpelier Branch
Sr. Financial Advisor
brian.bishop@cunamutual.com
802-371-5185

Brian Bristow Portrait
Brian Bristow
Montpelier Branch
VP Financial Services
brian.bristow@cunamutual.com
802-371-5186

Blair wolston portrait
Blair Wolston
Williston Branch
Financial Advisor
blair.wolston@cunamutual.com
802-371-5127

Wally Lother Portrait
Walter Lother
Bennington Branch
Financial Advisor
walter.lother@cunamutual.com
802-371-5183

Check the background of these investment professionals on FINRA’s BrokerCheck.



WHAT TYPES OF PRODUCTS OR SERVICES DO WE OFFER?

Financial planning
We collect information from you, about your lifestyle, assets, and expenses and conduct a comprehensive evaluation in order to determine and help you plan for your future financial needs.

Financial risk management
Risk management is one of our main responsibilities as your financial advisor. In that role, we identify, analyze, and manage the risks associated with your investments.

Retirement planning
Regardless of your age, we will work with you to develop a full financial analysis and retirement plan that will help you prepare for a satisfying retirement.

ESG Fiduciary Portfolios
ESG (environment, social, governance) portfolios allow you to align your investments with your values. Each asset in the portfolio is screened for the company’s sustainability score. The screening assesses their positive impact on the environment and society and the choices they’ve made in their governance. We offer multiple portfolios to meet a variety of risk profiles.

Mutual funds1
A mutual fund is a type of investment vehicle. You can think of it as a container for other investments, which could include stocks, bonds, and other assets.

Trust accounts
A trust account is opened by one person for the benefit of another person and managed by a trustee based on pre-determined terms. For example, a parent may create a trust account for their child and set a time when the child can begin to access the money and how much they can access at a given time.

Annuities1
Annuities are tax-deferred investment that are most often used as a retirement account. You can make a lump sum deposit to open the account or pay over time. The annuity can provide a steady income stream during retirement.

Traditional Securities
If you’re interested in investing in specific companies using traditional stocks and/or bonds, we can help you do that. We’ll set up a brokerage account for you, where we can facilitate purchases and sales for you.

Long-term care insurance
As people age and face declining health, they may require long-term medical and social services to support their needs. Insurance helps cover the expenses associated with this long-term care.

IRAs
An individual retirement account, or IRA, is a retirement savings account. IRAs come in a number of different types, the two most common being Roth IRAs and traditional IRAs.

401(k) rollovers2
Within 60 days of receiving a retirement plan or IRA distribution, you can roll the funds over to your retirement account or a new retirement plan.

College savings plans
College savings plans are designed specifically for saving money that will be used toward the costs of higher education. These plans allow you to save money while enjoying tax and financial aid benefits.



HOW DO WE GET PAID?

MEMBERS Financial Services advisors are salaried employees of VSECU. Their compensation is fixed and is not based on the type of products or services provided or the number of times they may make investment trades or changes in your account.

Advisors meet with you and provide solutions to meet your needs. Any fees or commissions associated with your individual accounts generate revenue for VSECU, which is used to help pay investment advisor salaries and other VSECU operational expenses, and improve interest rates on loan and deposit products.



Calendar schedule icon combined



Schedule Your No-cost, No-obligation Consultation
Life’s a lot easier when you’re prepared for the future. A financial advisor from MEMBERS Financial Services can help you take the necessary steps to a better position. Get started with us today and schedule a no-cost, no-obligation consultation by clicking the calendar icon.






RELATED RESOURCES



1 Mutual Funds and Variable Annuities are sold by prospectus only. Contact a financial advisor to obtain a prospectus. Read it carefully before investing.

2 Prior to requesting a rollover from your employer sponsored retirement account to an Individual Retirement Account (IRA), you should consider whether the rollover is suitable for you. There may be important differences in features, costs, services, withdrawal options, and other important aspects between your employer sponsored retirement account and an IRA.

MEMBERS Financial Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. *Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America. FR-3348323.1-1120-1222