Personal Loans

Whether you need extra cash for an unexpected expense, a large purchase, or a treat for yourself, personal loans are a fast, simple way to get what you need. Unsecured Loans are a flexible financing solution that offer manageable payment options and a relatively low fixed rate. For an even lower interest rate, check out our Deposit Secured Loan, which offers you the same benefits as our Unsecured Loans when you borrow against your own money.

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Unsecured Loan

Whether your need for some extra cash is planned or unexpected, an unsecured personal loan with flexible terms and manageable payments may be just what you need. An unsecured loan can also help with debt consolidation. We strongly encourage you to meet with a Member Service Consultant to discuss your financial portfolio to see if a personal loan will help you meet your consolidation needs.


BENEFITS

LOW FIXED RATE

FLEXIBLE TERMS

FAST TURNAROUND

GREAT FOR PURCHASES

An unsecured loan can also help with debt consolidation. We strongly encourage you to meet with a Member Service Consultant to discuss your financial portfolio to see if a personal loan will help you meet your consolidation needs.

Enter the amount you wish to borrow:

Term
up to:
APR
as low as:
Estimated
Monthly Payment
Apply Now
60 Months 9.90% Apply Now

APR = Annual Percentage Rate. APR is effective as of 01/02/2017 and reflects the current minimum APR offered. The APR may be adjusted based on individual credit standing and term. Estimated monthly payment shown is based on a $10,000 loan. Other rates and terms may be available. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.



Deposit Secured Loans

One borrowing option to consider when you need some extra cash is borrowing against money you already have with a secured personal loan. If you have a certificate or funds in your savings account that you don’t need access to for daily or monthly needs, you may borrow against that money to secure a flexible and manageable loan.

BENEFITS

VARIABLE RATE

FLEXIBLE TERMS

FAST TURNAROUND

GREAT FOR PURCHASES

Deposit Secured Loans are priced at 3% above the lowest dividend rate or interest rate you are earning on your money in your deposit account offered as security for the loan.The payoff amount of your loan will be held in your special savings or certificate account as security. With each payment, more of your held funds become available.

Type APR Terms Up To Monthly Payment
(per $1,000 borrowed)
Savings Secured 3.10% Up to 180 months $84.751
Certificate Secured 3% above certificate interest rate Up to 180 months $84.992

An eighteen month certificate with an interest rate of .35% was used for the certificate secured payment example. The payment amount will change depending on the interest rate of the certificate securing the loan. Other terms are available. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.




You can apply for most of our loan products online. Our online loan application offers quick results, sometimes letting qualified applicants know of approval instantly. If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into our Online Banking system. That way we can save you time by pre-filling the application with the general information we already have on file for you.






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