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VSECU and Washington Electric Co-op Partnership

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Enjoy lower rates on your electric vehicle loan and let VSECU simplify the financing process.

Finance your electric vehicle with a low-interest Green Vehicle Loan at VSECU and receive an instant rebate from Washington Electric Co-op (WEC). VSECU will apply your rebate up front, to reduce your monthly payments and overall financing costs so you won’t have to wait for your rebate in the mail or refinance the loan later. If you receive federal tax credits, VSECU will apply the funds to your loan principal and re-amortize your loan for free. This rebate is open to qualified WEC customers. Learn more.

Personal Loan Options

Be sure to check out the AutoSMART service we provide for members. This one-stop shopping resource provides information about the value of your existing auto, suggested retail prices for new and used autos, plus much more. If you already have a vehicle loan with another financial institution, let us help you save money with your monthly payment.

TERM: 24 months
APR AS LOW AS: 2.25%

TERM: 36 months
APR AS LOW AS: 2.70%

TERM: 48 months
APR AS LOW AS: 2.90%

TERM: 60 months
APR AS LOW AS: 3.20%

TERM: 72 months
APR AS LOW AS: 3.65%

TERM: 84 months
APR AS LOW AS: 4.20%

TERM: 96 months
APR AS LOW AS: 4.70%

APR = annual percentage rate. APR is effective as of 07/21/2022 and reflects the current minimum APR offered with a relationship pricing discount (as described above). As an example, a $10,000 loan at 2.00% APR would result in 24 monthly payments of $425.40. Other rates and terms may be available. The APR may be adjusted based on individual credit standing and term. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

How to apply

  • Number 1

    Apply for financing

    Start the pre-approval process by applying online now or choose VSECU for financing at the dealership.

  • Number 2

    Find your car

    Choose the right car for you. If you haven’t been pre-approved, request VSECU for financing at the dealership.

  • Number 3

    You're done!

    We complete your WEC rebate when you finance with VSECU. We apply it up front, just like a down payment.

Getting pre-approved for your vehicle loan will save you time at the dealership and let you know how much car you can afford. VSECU will work with you to help make your financing a smooth and worry-free experience. Contact a VSECU consumer lending consultant at [email protected] or 1-802-371-5146 for more information.

Do you live and work outside of Vermont?

You can become eligible for the program by joining Northeast Sustainable Energy Association (NESEA).

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Get started

Applying is an easy three-step process that includes applying for financing and finding your car. Members can apply in Digital Banking for a more streamlined process.

Apply now