
Flood Disaster Recovery Loans
Low interest financing for flood relief.
Supporting Vermonters in times of need
Have you been impacted by the recent flooding across Vermont and parts of New England? We’re offering personal loans, loan modifications, and small business financing for our members.
Member Emergency Loan
We developed our Member Emergency Loan to meet the immediate financial need in the aftermath of the flooding. Now that Vermont has transitioned to longer-term flood response and relief efforts, we are no longer offering our Member Emergency Loan. If you are an individual in need of financial assistance, visit our Personal Loans page to explore your options.
Loan Modifications
Need help with an existing loan? Whether you’re a member of the VSECU or NEFCU brand, we have a variety of options to help you navigate unexpected expenses, including:
- two-month deferments,
- loan forbearance, and
- fixed reduced payments.
For more information and to learn how you can get assistance, get in touch with us today at 802/800 371-5162 for members of our VSECU division and 800-400-8790 for our NEFCU members.

Business Loans
Get near-term working capital to help with clean-up efforts, real estate repair, equipment replacement, inventory replacement, and other qualifying uses.
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COMMERCIAL/RESIDENTIAL REAL ESTATE
Up to $250,000
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COMMERCIAL TERM FIXED
Up to $100,000
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COMMERCIAL UNSECURED TERM FIXED
Up to $20,000

Apply for a business loan
Call your VSECU or NEFCU business loan officer or click below to fill out our business contact form and get more information.