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Guaranteed Asset Protection (GAP)

VSECU offers both Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP) for your vehicle. These protection programs are comparable to what a dealership may offer, however in many cases, at a more affordable cost.

What is GAP?

Guaranteed Asset Protection (GAP) can bridge that “gap” between the vehicle’s value and the amount you still owe on the loan in the event the vehicle is stolen or totaled in an accident. VSECU offers GAP Advantage, which not only pays the difference between the vehicle’s value and the balance of the loan owed, but will also cover the deductible and $1,000 towards the purchase of a new car if you finance it with VSECU.

If you would like to add GAPto your new or existing auto loan please contact a Member Service Consultant for more information at 802/800 371-5162.