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Mechanical Breakdown Protection (MBP)

VSECU offers both Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) for your vehicle. These protection programs are comparable to what a dealership may offer as mechanical breakdown insurance, however in many cases, at a more affordable cost.

What is MBP?

Mechanical Breakdown Protection (MBP) is a complete line of coverage designed to keep your vehicle on the road. No matter where you travel in the United States, MBP can protect you against major mechanical expenses, and there is no deductible on covered parts or labor. All of the plans come with:

  • Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service including:
    • towing
    • flat tire assistance
    • battery jump starting
    • lock-out service
    • safe and secure package
    • and minor adjustments.

If you would like to add MBP to your new or existing auto loan please contact a Member Service Consultant for more information at 800-371-5162.

If you have signed up for MBP and need to call the Route 66 Claims Department, the number is: 1-800-808-0828.