Member Emergency Loan

Are you a federal government employee who has lost pay due to the government shutdown? If so, you may be eligible for our low-interest Member Emergency Loan. Eligibility requirements include:

  • VSECU membership (for at least six months)
  • Employment with the federal government
  • Proof of furlough
Term Up To APR Monthly Payment
12 Months 5.90% $129.03

APR = Annual Percentage Rate. APR is effective as of 01/02/2019 and reflects the current minimum APR offered. The APR may be adjusted based on individual credit standing and term. Estimated monthly payment shown is based on a $1,500 loan. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into our Online Banking system. That way we can save you time by pre-filling the application with the general information we already have on file for you.


If you meet the above requirements and have an auto or other consumer loan through VSECU, you may also be eligible for our Skip-a-Payment program. This program allows you to skip one loan payment without penalty. We will also waive the $25 program fee.