Member Emergency Loan

Are you a federal government employee who has lost pay due to the government shutdown? If so, you may be eligible for our low-interest Member Emergency Loan. Eligibility requirements include:

  • VSECU membership (for at least six months)
  • Employment with the federal government
  • Proof of furlough
Term Up To APR Monthly Payment
12 Months 5.90% $129.03

APR = Annual Percentage Rate. APR is effective as of 01/02/2019 and reflects the current minimum APR offered. The APR may be adjusted based on individual credit standing and term. Estimated monthly payment shown is based on a $1,500 loan. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.



If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into our Online Banking system. That way we can save you time by pre-filling the application with the general information we already have on file for you.


Skip-a-Payment

If you meet the above requirements and have an auto or other consumer loan through VSECU, you may also be eligible for our Skip-a-Payment program. This program allows you to skip one loan payment without penalty. We will also waive the $25 program fee.