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Why VSECU

The more you rely on us for your financial needs, the more you’ll receive in benefits and savings. With Member Rewards you pay less in fees and receive many services for FREE.

To determine your credit union membership and reward level: add the combined total deposit, loan and credit card balances you have at VSECU.

Reward Standard Membership
(up to $5,000)
Advantage Membership
($5,000-$25,000)
Advantage Plus Membership
(over $25,000)
Debit card Free Free Free
Checking account Free Free Free
e-Statements Free Free Free
Automated telephone access Free Free Free
Unlimited transactions at VSECU ATMs Free Free Free
Online banking Free Free Free
Online check copies Free Free Free
Mobile Banking Free Free Free
Notary and signature guarantee services Free Free Free
Consultation with a Member Service Consultant Free Free Free
Consultation with MEMBERS Financial Services Free Free Free
$5,000 worth of AD&D insurance Free Free Free
Non-VSECU ATM Transactions Per Month 4 Free for E2 Members1 8 Free 10 Free
Bill Pay Free for E2 Members1 Free Free
Cashier’s Checks 66% Discount Free
ATM Surcharge Rebates Per Month Up to $4 per month Up to $8 per month
Money Orders 66% Discount Free
Overdraft Protection Transfer 33% Discount Free
Standard Card Replacement Free Free
Coin Machine Usage Free

1 E2 MEMBER – an eco-friendly member that uses the following electronic services: Online banking, e-Statements, and conducting at least two (2) Visa debit transactions by PIN or signature-based per month.

Questions about Member Rewards? Ask here: