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Energy Improvement Loan

Several options to save you money and energy.

Apply now

From home energy to bicycles

We can help you finance a range of energy saving projects and purchases, including solar and efficient home heating and cooling systems, weatherization and home energy efficiency upgrades, and commuter and e-bikes.

Benefits

  • Arrows

    Flexibility

    With discounted rates, terms up to 15 years, and a wide variety of uses, this loan can be tailored to your specific needs and goals.

  • Bag With Dollar Sign

    Potential savings

    Designed to help you realize savings on your monthly utility bills and transportation expenses over time.

  • Earth

    Support a healthier climate

    You can feel good knowing that your investment will reduce your impact on the climate.

Current rates

Energy Improvement Loan 1,2

Term

APR as low as

APR = annual percentage rate, effective as of 09/01/2018 and reflects the current minimum APR offered.

Term

60 months

APR as low as

5.15%

Term

144 months

APR as low as

5.65%

Term

180 months

APR as low as

6.15%

Estimate your monthly payment

Enter the amount you wish to borrow and select the preferred loan term to determine your estimated monthly payment and interest rate.

Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.

Related resources

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  • Man Working in Attic with Insulation

    Resources to Help Fund Your Home Energy Efficiency Improvements

    Home energy efficiency projects offer many benefits, including health and safety, comfort, structural durability, and energy savings. The money you …
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  • Residential Home with Solar Panels

    An Affordable Way to Achieve Energy Independence

    Energy efficiency projects can cost a lot. But they save a lot over time. The trick is to eliminate the …
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Considering buying an electric bicycle?

You may be able to save up to $200 by taking advantage of e-bike rebates offered by many Vermont utilities. But don’t stop there! We can help you save even more when you finance your bike with our low-interest energy improvement loan.

Learn more about e-bike rebates

Electric Bicycle - Long Form Txt

Apply for an Energy Improvement Loan

If you are already a member and want to apply for an Energy Improvement Loan, it’s easier to apply once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information. Call 1-802-371-5146 to speak with a specialist.

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Disclosures

1
– Other rates and terms may be available. APR = annual percentage rate and may be adjusted based on your individual credit standing and term.
2
– Payment example: A $20,000 loan for 144 months at 5.65% APR will have a monthly payment of $192.00.