We are excited to reveal our new and improved website, developed with our members top-of-mind. Before you jump in, please take this quick tour to discover what’s new and how you can maximize your experience as you explore the site.
Find what you need, faster.
Our new navigation menu makes finding information easy. Whether you’re looking for personal or business products or just want to learn more about VSECU and the resources we have to offer, our intuitive categories will get you there fast.
Compare, contrast, confidently choose.
We’ve made it easier to choose the best options for your needs with comparison tables, easy-to-find rates, and helpful FAQs. You’ll find all the information you need to make informed choices about your finances.
Get help with the numbers.
Custom calculators on our loan pages make it easier for you to figure out what you can afford by allowing you to calculate estimated monthly payments quickly and easily.
Find unique solutions to your financial needs.
Do you have a financial need but don’t know which product is the best fit for you? Our Financial Tool Finders will help you find the optimal solution based on your unique situation.
You're ready to get started!
The tour is over. It’s time to jump in. We hope you enjoy exploring the features of our newly designed website.
We all try our best to budget for heating costs, but with the fluctuation in energy prices, sometimes our best efforts can leave us short on cash. If you find yourself in need of extra funds, VSECU’s fuel loan is priced to help you through the winter.
A low, fixed rate means no surprises further down the road.
You don’t have to put up any collateral to be eligible for this loan.
You can borrow as little as $300 and as much as $10,000.
Pay directly to fuel provider
We will make payments directly to your fuel provider so you don’t risk any interruption in service.
Annual percentage rate effective as of 09/01/2018 and reflects the current minimum APR offered.
Estimate your monthly payment
Enter the amount you wish to borrow for a 1-year loan term to determine your estimated monthly payment and interest rate.
Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.
Prepare now for the next heating season
There are other agencies and organizations in Vermont that can help families prepare for a heating season, or be available for an emergency heating crisis. We encourage you to contact some of these resources before the winter season arrives:
If you are already a member and want to apply for a Home Fuel Loan online, it’s easier to apply once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.