We don't want anyone to get left out in the cold
We all try our best to budget for heating costs, but with the fluctuation in energy prices, sometimes our best efforts can leave us short on cash. If you find yourself in need of extra funds, VSECU’s fuel loan is priced to help you through the winter.
Benefits
-
Fixed rate
A low, fixed rate means no surprises further down the road.
-
Unsecured
You don’t have to put up any collateral to be eligible for this loan.
-
Flexible borrowing
You can borrow as little as $300 and as much as $10,000.
-
Pay directly to fuel provider
We will make payments directly to your fuel provider so you don’t risk any interruption in service.
Current rates
|
Term |
APR |
|---|---|
|
Annual percentage rate effective as of 11/6/2023 and reflects the current minimum APR offered. |
|
|
Term 12 months |
APR 9.99% |
Estimate your monthly payment
Enter the amount you wish to borrow for a 1-year loan term to determine your estimated monthly payment and interest rate.
Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.
Prepare now for the next heating season
There are other agencies and organizations in Vermont that can help families prepare for a heating season, or be available for an emergency heating crisis. We encourage you to contact some of these resources before the winter season arrives:
- Low Income Home Energy Assistance Program
- Vermont Community Action Agencies for crisis or emergency fuel or call to find your local agency that can help at 1-800-479-6151
Apply for a Home Fuel Loan
If you are already a member and want to apply for a Home Fuel Loan online, it’s easier to apply once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.
Disclosures
- 3
- – Other rates and terms may be available. Payment example: A 12-month loan with a 7.50% APR would have monthly payments of $87.02 per thousand dollars borrowed.