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Unsecured Loans

Extra cash to keep you moving forward.

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As flexible as your needs

Our Unsecured Loans offer a versatile financing solution with manageable payment options and a relatively low, fixed rate.

Benefits

  • Percentage Arrow Down

    Low, fixed rate

    With an annual percentage rate as low as 11.99%1, you can rest easy with an affordable, fixed monthly payment.

  • Calendar

    Flexible terms

    You get up to 120 months to repay your loan in full. Want to pay it off sooner? No problem!

  • Rocket

    Fast turnaround

    The application process is quick, and you don’t have to wait long to get your funds in hand.

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    Variety of uses

    An Unsecured Loan can be used for large purchases, unexpected expenses, or debt consolidation.

Current rates

Unsecured Loan 1,2

Terms up to

APR as low as

APR = annual percentage rate, effective as of 11/6/2023 and reflects the current minimum APR offered.

Terms up to

120 months

APR as low as

11.99%

Estimate your monthly payment

Enter the amount you wish to borrow and select the preferred loan term to determine your estimated monthly payment and interest rate.

Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.

Looking to consolidate debt?

An unsecured loan might be a smart option. We strongly encourage you to meet with a member service consultant to discuss your financial portfolio to see if a personal loan will help you meet your consolidation needs.

To make an appointment, call 802-371-5162.

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Credit Card

With a low interest rate on local purchases, the VERMONT Platinum Visa® credit card enables you to save money by supporting local businesses.

Learn more about our VERMONT Platinum credit card

Payday Loan Alternative

Predatory payday loans are designed to trap you in an ongoing cycle of debt. Our short-term, fixed-rate loans offer a viable alternative if you find yourself in a pinch.

See your payday loan options

Apply for a personal loan

If you are already a member and want to apply online, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.

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Disclosures

1
– Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
2
– Payment example: $10,000 loan for 60 months at 9.90% APR will have a monthly payment of $212.00.