What’s In It For Me?
Note: On November 7, ATM fees and surcharges on some non-network ATMs are changing. Learn more.
The more you rely on us for your financial needs, the more you’ll receive in benefits and savings. With Member Rewards you pay less in fees and receive many services for FREE.
To determine your credit union membership and reward level: add the combined total deposit, loan and credit card balances you have at VSECU.
(up to $5,000)
|Advantage Plus Membership
|Automated telephone access||Free||Free||Free|
|Consultation with MEMBERS Financial Services||Free||Free||Free|
|Consultation with a Member Service Consultant||Free||Free||Free|
|Online check copies||Free||Free||Free|
|Signature Guarantee Service||Free||Free||Free|
|Standard Card Replacement||Fee Applies||Free||Free|
|Cashier’s Checks||Fee Applies||66% Discount||Free|
|Coin Machine Usage||Fee Applies||Fee Applies||Free|
|Money Orders||Fee Applies||66% Discount||Free|
|Overdraft Protection Transfer||Fee Applies||33% Discount||Free|
|ATM Surcharge Rebates||–||Up to $4 per Month2||Up to $8 per Month2|
|Non-VSECU ATM Transactions||4 Free for E2 Members1||8 Free per Month||10 Free per Month|
1 E2 MEMBER – an eco-friendly member that uses the following electronic services: Online banking, e-Statements, and conducting at least two (2) Visa debit transactions by PIN or signature-based per month.
2 You may be eligible to receive rebates for Surcharge Fees imposed by any other ATM owner within the U.S. Rebates are credited by the end of each month and deposited into your Share Savings account. These credits will be reflected on your statement.