Member Rewards

What’s In It For Me?

The more you rely on us for your financial needs, the more you’ll receive in benefits and savings. With Member Rewards you pay less in fees and receive many services for FREE.

To determine your credit union membership and reward level: add the combined total deposit, loan and credit card balances you have at VSECU.

Reward Standard Membership
(up to $5,000)
Advantage Membership
Advantage Plus Membership
(over $25,000)
AD&D Insurance
($5,000 coverage)
Free Free Free
Automated telephone access Free Free Free
Consultation with MEMBERS Financial Services Free Free Free
Consultation with a Member Service Consultant Free Free Free
Checking account Free Free Free
Debit card Free Free Free
e-Statements Free Free Free
Mobile Banking Free Free Free
Notary Free Free Free
Online Banking Free Free Free
Online check copies Free Free Free
Signature Guarantee Service Free Free Free
Standard Card Replacement Fee Applies Free Free
Bill Pay Free Free Free
Cashier’s Checks Fee Applies 66% Discount Free
Coin Machine Usage Fee Applies Fee Applies Free
Money Orders Fee Applies 66% Discount Free
Overdraft Protection Transfer Fee Applies 33% Discount Free
ATM Surcharge Rebates Up to $4 per Month2 Up to $8 per Month2
Non-VSECU ATM Transactions 4 Free for E2 Members1 8 Free per Month 10 Free per Month

1 E2 MEMBER – an eco-friendly member that uses the following electronic services: Online banking, e-Statements, and conducting at least two (2) Visa debit transactions by PIN or signature-based per month.

2 You may be eligible to receive rebates for Surcharge Fees imposed by any other ATM owner within the U.S. Rebates are credited by the end of each month and deposited into your Share Savings account. These credits will be reflected on your statement.