Buying a home may seem like a daunting process, but we’ll be by your side each step of the way. Whether you need educational resources or one-on-one support, we are here to help you find and purchase your next home.
It’s best to get prequalified when you’re shopping for your home so you know how much you can afford. Once you’re ready to buy, you can finalize the mortgage application or begin one.
Track your status
Easily upload and access documents, and keep track of your loan status, in one place in our easy-to-use Loan Status portal.
Let us recommend a mortgage that’s right for you
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Need help with your downpayment?
Housing Our Workforce (HOW), a program offered by the Federal Home Loan Bank of Boston, provides eligible members with a two-to-one matching grant, up to $20,000, to help cover the down payment on their home.
Qualifying homebuyers are:
VSECU members in good standing
Buying a home in Vermont or New Hampshire
Earning between 80% and 120% of the area median income
Committed to keeping the loan for five years
Able to pay a minimum of $500 toward the downpayment
Willing to attend a homebuyer education program
HOW grants are available for down payments only and can only be used to match payments made from your personal funds. You do not need to be a first-time homebuyer.
Ask about this program when you apply for a mortgage.