This 5/1 adjustable-rate mortgage comes with a fixed rate for the first five years. After that, the rate will adjust no more than 2% annually and no more than 5% over the life of the mortgage.
For homes more than $647K
If you need more financing than a conventional loan provides, a jumbo loan may be the solution. This option allows you to borrow up to $750,000.
Finance up to 100%
You can finance up to 95% of the home’s value (with private mortgage insurance). We work hard to keep closing costs as low as possible; they will be discussed with you throughout the loan process and disclosed prior to closing.
Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.
Determine how much you can afford
Use our handy home mortgage calculator to get a rough estimate of the price range you should be looking in.
Apply for a mortgage
It’s best to get prequalified when you’re shopping for your home so you know how much you can afford. Once you’re ready to buy, you can finalize the mortgage application or begin one.
Track your status
Easily upload and access documents, and keep track of your loan status, in one place in our easy-to-use Loan Status portal.
- – Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated. APR = annual percentage rate.
- – APR = annual percentage rate. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 2.500% initial interest rate and APR of 3.454%, subject to increase, will have the following monthly payment: 12 payments of $711.22 at an interest rate of 2.50%, 347 payments of $711.22 at an interest rate of 3.50% and 1 payment of $805.67 at an interest rate of 3.50% based on the current index plus a margin.