Deposits

Savings Account Rates

Account Type APY Minimum Daily Balance to Earn APY
Share Savings: Premium Tier
$0.00 – $1,000.00
1.00% None
Share Savings: Base Tier
$1,000.01 – $10,000.00
1.00% to .19%1 None
Share Savings: Tier 3
$10,000.01 – $25,000.00
.19% to .14%1 None
Share Savings: Tier 4
$25,000.01 – $50,000.00
.14% None
Share Savings: Tier 5
$50,000.01 and over
.14% to .19%1 None
Special Savings: Base Tier
$0.00 – $1,000.00
.10% None
Special Savings: Base Tier
$1,000.01 – $10,000.00
.10% None
Special Savings: Tier 3
$10,000.01 – $25,000.00
.10% None
Special Savings: Tier 4
$25,000.01 – $50,000.00
.10% to .13%1 None
Special Savings: Tier 5
$50,000.01 and over
.13% to .19%1 None

1Annual Percentage Yield (APY) is blended and varies depending on the balance in the account. For disclosure purposes, we used a maximum balance up to $250,000. If you have a balance greater than $250,000 in the account, the APY for Tier 5 may be higher based on the balance in the account.

Rates/APYs listed for Special Savings accounts also apply to Fiduciary Savings accounts. Rates and yields effective as of 11/7/2016 and may change after account opening. Fees could reduce earnings.

Checking Account Rates

Account Type APY Minimum Daily Balance to Earn APY
Checking 0.10% None

Annual Percentage Yield (APY) effective as of 11/7/2016 and subject to change without notice.

Certificate Rates

Account Type Minimum Daily Balance to Earn APY Minimum Balance to Open Account APY
Eighteen Month $500 $500 .35%
Two Year $500 $500 .50%
Three Year $500 $500 .75%
Four Year $500 $500 1.00%
Five Year $500 $500 1.25%

APYs listed for Certificate accounts also apply to Fiduciary Certificate accounts. APYs effective as of 11/7/2016 and may change at maturity. Fees could reduce earnings. Early withdrawal penalties may apply.

Individual Retirement Account Rates

Account Type Minimum Daily Balance to Earn APY APY
IRA Savings None 0.10%
1 Year Certificate $500 .30%
2 Year Certificate $500 .50%
3 Year Certificate $500 .75%
4 Year Certificate $500 1.00%
5 Year Certificate $500 1.25%

APYs effective as of 11/7/2016 and may change at maturity. Fees could reduce earnings. Early withdrawal penalties may apply. Seek legal counsel to learn more about tax consequences for IRA certificates.