Deposit Account Rates



SAVINGS ACCOUNT RATES

Account Type APY Minimum Daily Balance to Earn APY
Share Savings: Premium Tier
$0.00 – $1,000.00
.50% None
Share Savings: Base Tier
$1,000.01 and over
.50% to .05%1 None

1Share Savings accounts are Tiered Rate accounts. For these accounts, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. The Annual Percentage Yields (APYs), which vary depending on the balance in the account, are shown for each tier.

Rates and yields effective as of 4/1/2020 and may change after account opening.



CHECKING ACCOUNT RATES

Account Type APY Minimum Daily Balance to Earn APY
Checking 0.10% None

Rates/APYs listed for checking accounts also apply to any checking accounts regardless of type (i.e., fiduciary, rep payee, trust, POA, etc.). Rates and yields effective as of 9/8/2017 and are subject to change without notice.



CD RATES

Account Type Minimum Daily Balance to Earn APY Minimum Balance to Open Account APY
Six-Month $500 $500 1.00%
One-Year $500 $500 .95%
Eighteen-Month $500 $500 .90%
Two-Year $500 $500 .85%
Three-Year $500 $500 .80%
Four-Year $500 $500 .75%
Five-Year $500 $500 .70%

Annual percentage yields (APYs) listed for certificate accounts also apply to any certificate accounts regardless of type (i.e., fiduciary, rep payee, trust, POA, etc.). APYs effective as of 3/23/2020 and may change at maturity. Fees could reduce earnings. Early withdrawal penalties may apply.



INDIVIDUAL RETIREMENT ACCOUNT RATES

Account Type Minimum Daily Balance to Earn APY APY
IRA Savings None 0.05%
One-Year Certificate $500 .95%
Two-Year Certificate $500 .85%
Three-Year Certificate $500 .80%
Four-Year Certificate $500 .75%
Five-Year Certificate $500 .70%

APYs effective as of 4/1/2020 and may change at maturity. Fees could reduce earnings. Early withdrawal penalties may apply. Seek legal counsel to learn more about tax consequences for IRA certificates.



MONEY MARKET RATES

Total Balance APY Minimum Daily Balance to Open Account and Earn APY Minimum Daily Balance to Avoid Fee Below Minimum Balance Fee Monthly Transaction Fee Monthly Fee
$1,000-$4,999.99 0.40% $1,000 $1,000 $5/month None None
$5,000-9,999.99 0.45% $1,000 $1,000 $5/month None None
$10,000-$24,999.99 0.55% $1,000 $1,000 $5/month None None
$25,000-49,999.99 0.70% $1,000 $1,000 $5/month None None
$50,000-249,999.99 0.85% $1,000 $1,000 $5/month None None
$250,000.00-$999,999.99 0.90% $1,000 $1,000 $5/month None None
1,000,000.00 and over 1.00% $1,000 $1,000 $5/month None None

VGreen Money Market Savings Accounts are Tiered Rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account.

Rates and yields may change after account opening. Fees could reduce earnings. Early withdrawal penalties apply to certificates.