Rate Sheet

Rates Effective as of: 07/01/2015

Account Type Dividend
Rate
Annual
Percentage
Yield
Minimum
Opening
Deposit
Minimum Daily
Balance to
Earn APY
Share Savings: Premium Tier
$0.00 – $1,000.00
1.00% 1.00% $25 None
Share Savings: Base Tier
$1,000.01 – $10,000.00
.10% 1.00% to .19%1
Share Savings: Tier 3
$10,000.01 – $25,000.00
.10% .19% to .14%1
Share Savings: Tier 4
$25,000.01 – $50,000.00
.15% .14%
Share Savings: Tier 5
$50,000.01 and over
.20% .14% to .19%1
Special Savings: Base Tier
$0.00 – $1,000.00
.10% .10% $5 None
Special Savings: Base Tier
$1,000.01 – $10,000.00
.10% .10%
Special Savings: Tier 3
$10,000.01 – $25,000.00
.10% .10%
Special Savings: Tier 4
$25,000.01 – $50,000.00
.15% .10% to .13%1
Special Savings: Tier 5
$50,000.01 and over
.20% .13% to .19%1
IRA Savings 0.10% 0.10% $25 None
Checking 0.10% 0.10% $25 None
Certificate Terms Interest
Rate
Annual
Percentage
Yield
Minimum
Opening
Deposit
Minimum Daily
Balance to
Earn APY
Eighteen Month .35% .35% $500 $500
Two Year .50% .50%
Three Year .75% .75%
Four Year 1.00% 1.00%
Five Year 1.24% 1.25%
IRA 1 Yr .30% .30%
IRA 2 Yr .50% .50%
IRA 3 Yr .75% .75%
IRA 4 Yr 1.00% 1.00%
IRA 5 Yr 1.24% 1.25%

1 APY is blended and varies depending on the balance in the account. For disclosure purposes, we used a maximum balance up to $250,000. If you have a balance greater than $250,000 in the account, the APY for Tier 5 may be higher based on the balance in the account.

Rates/APYs listed for Special Savings accounts also apply to Fiduciary Savings accounts; Rate/APY listed for Checking account also applies to Fiduciary Checking accounts; and Rates/APYs listed for Certificate accounts also apply to Fiduciary Certificate accounts.

Rates and yields may change after account opening. Fees could reduce earnings. Early withdrawal penalties apply to certificates.