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Welcome to your new website!
We are excited to reveal our new and improved website, developed with our members top-of-mind. Before you jump in, please take this quick tour to discover what’s new and how you can maximize your experience as you explore the site.
Find what you need, faster.
Our new navigation menu makes finding information easy. Whether you’re looking for personal or business products or just want to learn more about VSECU and the resources we have to offer, our intuitive categories will get you there fast.
Compare, contrast, confidently choose.
We’ve made it easier to choose the best options for your needs with comparison tables, easy-to-find rates, and helpful FAQs. You’ll find all the information you need to make informed choices about your finances.
Get help with the numbers.
Custom calculators on our loan pages make it easier for you to figure out what you can afford by allowing you to calculate estimated monthly payments quickly and easily.
Find unique solutions to your financial needs.
Do you have a financial need but don’t know which product is the best fit for you? Our Financial Tool Finders will help you find the optimal solution based on your unique situation.
You're ready to get started!
The tour is over. It’s time to jump in. We hope you enjoy exploring the features of our newly designed website.
– Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated. APR = annual percentage rate.
– The land loan is an adjustable-rate mortgage and may increase after the original fixed rate period. Variable interest rate may adjust 2% annually after the fixed rate period with a 6% lifetime cap and impact the monthly payment. Adjustable-rate mortgage payment example: The land loan is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. A loan for $100,000 at a 6.75% initial interest rate and APR of 6.61% will have the following monthly payment: 36 payments of $884.91 at an interest rate of 6.75%, 143 payments of $811.74 at an interest rate of 5.125%, and 1 payment of $812.57 at an interest rate of 5.125%.
– The construction loan APR assumes paying 1 point equal to one percent of the loan amount. The monthly payment is based on interest only on the amount drawn and a balloon payment due for the entire loan balance at the term maturity. APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $100,000 for 1 year at a 5.75% interest and an APR of 8.67% is a $239.58 monthly payment.