Home Loans

Fixed and Adjustable Rate Mortgages

Type Rates Points APR Terms
Fixed and Adjustable Rate Click here for all fixed and adjustable mortgage rates and terms.

Energy Saving and Off Grid Mortgages

Type Rates Points APR Terms
Fixed Rate Click here for all fixed mortgage rates and terms.

Home Equity Loan

Enter the amount you wish to borrow:

Type Rate
as low as*
APR
as low as*
Max LTV Term (months) Estimated
Monthly Payment
Apply Now
Fixed Rate 4.75% 4.75% Less than or equal to 80% 180 Apply Now
Fixed Rate 4.00% 4.00% Less than or equal to 80% 120 Apply Now
Fixed Rate 2.99% 2.99% Less than or equal to 80% 60 Apply Now
Fixed Rate 5.75% 5.75% Greater than 80%; up to 90% 180 Apply Now
Fixed Rate 5.00% 5.00% Greater than 80%; up to 90% 120 Apply Now
Fixed Rate 3.99% 3.99% Greater than 80%; up to 90% 60 Apply Now
APR= Annual Percentage Rate. Estimated monthly payments are based on a $10,000 loan. *See additional disclosures for more information.

Discounted Energy Improvement Home Equity Loan

Enter the amount you wish to borrow:

Type Rate
as low as*
APR
as low as*
Max LTV Term (months) Estimated
Monthly Payment
Apply Now
Fixed Rate 4.50% 4.50% Less than or equal to 80% 180 Apply Now
Fixed Rate 3.75% 3.75% Less than or equal to 80% 120 Apply Now
Fixed Rate 2.74% 2.74% Less than or equal to 80% 60 Apply Now
Fixed Rate 5.50% 5.50% Greater than 80%; up to 90% 180 Apply Now
Fixed Rate 4.75% 4.75% Greater than 80%; up to 90% 120 Apply Now
Fixed Rate 3.74% 3.74% Greater than 80%; up to 90% 60 Apply Now
APR= Annual Percentage Rate. Estimated monthly payments are based on a $10,000 loan. *See additional disclosures for more information.

Longer Term Energy Improvement Home Equity Loan

Enter the amount you wish to borrow:

Type Rate
as low as*
APR
as low as*
Max LTV Term (months) Estimated
Monthly Payment
Apply Now
Fixed Rate 6.75% 6.75% Up to 100% 360 Apply Now
Fixed Rate 6.75% 6.75% Up to 100% 300 Apply Now
Fixed Rate 5.25% 5.25% Up to 80% 240 Apply Now
APR= Annual Percentage Rate. Estimated monthly payments are based on a $10,000 loan. *See additional disclosures for more information.

Home Equity Lines of Credit

Type Rate
as low as*
APR
as low as*
Repay Period CLTV
Monthly Adjustable 4.000% 4.00% 15 years with an 8 year draw Less than or equal to 80%
Monthly Adjustable 4.000% 4.00% 15 years with an 8 year draw Greater than 80%; up to 90%
APR= Annual Percentage Rate. *See additional disclosures for more information.

Land and Construction Loans

Type Rate Points APR Max LTV Term (years) Monthly Payment
(per $1,000 borrowed)
Land – 3 YR ARM 2/6 Cap 6.750% 1.00 6.01% 80% 15 $8.85
Construction – Fixed Rate 5.750% 1.00 8.67% 80% 1 Interest only on amount drawn; ballon payment at maturity
APR = Annual Percentage Rate. ARM = Adjustable Rate Mortgage. See additional disclosures for more information.

Jumbo Mortgage

Type Rate APR Max LTV Term (years) Montly Payment
per $1,000 borrowed
Jumbo 5 YR ARM 2/5 Cap 4.625% 3.62% 90% 30 $5.14
APR = Annual Percentage Rate. ARM = Adjustable Rate Mortgage. See additional disclosures for more information.

Mobile Home Mortgages

Mobile Home Type Rate APR Max LTV Terms (years) Monthly Payment
(per $1,000 borrowed)
Fixed (New) 6.500% 6.61% 80% 20 $7.46
Fixed (New or Used) 5.375% 5.48% 80% 15 $8.10
APR = Annual Percentage Rate. See additional disclosures for more information.

Seasonal Home Mortgages

Type Rate APR Max LTV Term (years) Monthly Payment
(per $1,000 borrowed)
Fixed Rate 5.375% 5.48% 80% 15 $8.10
1 YR ARM 2/6 Cap 3.000% 3.05% 80% 30 $4.22
APR = Annual Percentage Rate. ARM = Adjustable Rate Mortgage. See additional disclosures for more information.