Personal Auto Loans Rates

New, Used, or Refinanced Vehicle Loans 1

Term

APR as low as

APR = annual percentage rate, effective as of 11/14/2022 and reflects the current minimum APR offered with the relationship pricing discount.

Term

24 months

APR as low as

4.25%

Term

36 months

APR as low as

4.70%

Term

48 months

APR as low as

4.90%

Term

60 months

APR as low as

5.20%

Term

72 months

APR as low as

5.65%

Term

84 months

APR as low as

6.20%

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Recreational Vehicle Loans 1

Term

APR as low as

APR = annual percentage rate, effective as of 11/14/2022 and reflects the current minimum APR offered with the relationship pricing discount.

Term

24 months

APR as low as

5.00%

Term

36 months

APR as low as

5.45%

Term

48 months

APR as low as

5.65%

Term

60 months

APR as low as

5.95%

Term

72 months

APR as low as

6.40%

Term

84 months

APR as low as

6.95%

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Green Vehicle Loan 1

Term

APR as low as

APR = annual percentage rate, effective as of 11/14/2022 and reflects the current minimum APR offered with the relationship pricing discount. APR reduced by an additional 0.50% for all-electric vehicles.

Term

24 months

APR as low as

3.75%

Term

36 months

APR as low as

4.20%

Term

48 months

APR as low as

4.40%

Term

60 months

APR as low as

4.70%

Term

72 months

APR as low as

5.15%

Term

84 months

APR as low as

5.70%

Term

96 months

APR as low as

6.20%

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Disclosures

1
– Other rates and terms may be available. APR = annual percentage yield may be adjusted based on your individual credit standing and term. APR is based on a .25% relationship pricing discount that requires meeting two of the following requirements for 3 months prior to taking out the loan: an average of ten (10) monthly debit card transactions, direct deposit into one of your VSECU accounts and enrollment in eStatements. Payment example: $25,000 loan for 60 months at 3.45% APR will have a monthly payment of $454.00.