Personal Deposit Rates
|
Type |
Minimum Opening Deposit |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 02/01/2023 and reflects the current minimum APY offered. |
||
|
Type Basic Checking |
Minimum Opening Deposit $25 |
APY 0.05% |
|
Type Edge Pay Checking |
Minimum Opening Deposit $25 |
APY None |
|
Type |
Minimum Opening Deposit |
APY |
|---|---|---|
|
APY = annual percentage yield. Share Savings APY effective as of 02/01/2023 and reflects the current minimum APY offered. Special Savings APY effective as of 02/01/2023 and reflects the current minimum APY offered. |
||
|
Type Share Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
|
Type Special Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
|
Minimum Balance 2 |
APY |
|---|---|
|
APY = annual percentage yield, effective as of 02/01/2023 and reflects the current minimum APY offered. |
|
|
Minimum Balance 2 $1,000 – $4,999.99 |
APY 1.51% |
|
Minimum Balance 2 $5,000 – $9,999.99 |
APY 1.51% |
|
Minimum Balance 2 $10,000 – $24,999.99 |
APY 1.51% |
|
Minimum Balance 2 $25,000 – $49,999.99 |
APY 1.51% |
|
Minimum Balance 2 $50,000 – $249,999.99 |
APY 2.02% |
|
Minimum Balance 2 $250,000.00 – $999,999.99 |
APY 2.53% |
|
Minimum Balance 2 $1,000,000.00 and over |
APY 2.53% |
|
Term |
Minimum Balance |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 03/01/2023 and reflects the current minimum APY offered. |
||
|
Term 6-month |
Minimum Balance $500 |
APY 0.75% |
|
Term 1-year |
Minimum Balance $500 |
APY 1.26% |
|
Term 18-month |
Minimum Balance $500 |
APY 4.07% |
|
Term 2-year |
Minimum Balance $500 |
APY 1.76% |
|
Term 3-year |
Minimum Balance $500 |
APY 2.02% |
|
Term 4-year |
Minimum Balance $500 |
APY 2.12% |
|
Term 5-year |
Minimum Balance $500 |
APY 2.27% |
|
Term |
Minimum Balance |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 03/01/2023 and reflects the current minimum APY offered. |
||
|
Term IRA Savings |
Minimum Balance None |
APY .20% |
|
Term 1-year certificate |
Minimum Balance $500 |
APY 1.26% |
|
Term 18-month certificate |
Minimum Balance $500 |
APY 4.07% |
|
Term 2-year certificate |
Minimum Balance $500 |
APY 1.76% |
|
Term 3-year certificate |
Minimum Balance $500 |
APY 2.02% |
|
Term 4-year certificate |
Minimum Balance $500 |
APY 2.12% |
|
Term 5-year certificate |
Minimum Balance $500 |
APY 2.27% |
Disclosures
- 1
- – Fees may reduce earnings.
- 2
- – The VGreen Money Market account is a tiered rate account. The applicable tiered interest rate is applied to the total account balance. There is a $5 monthly below minimum balance fee.
- 3
- – Early withdrawal penalties may apply to certificates of deposit.