Personal Deposit Rates
|
Type |
Minimum Opening Deposit |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered. |
||
|
Type Basic Checking |
Minimum Opening Deposit $25 |
APY 0.05% |
|
Type Edge Pay Checking |
Minimum Opening Deposit $25 |
APY None |
|
Type |
Minimum Opening Deposit |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered. |
||
|
Type Share Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
|
Type Special Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
|
Minimum Balance to Earn APY 2 |
APY |
|---|---|
|
APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered. |
|
|
Minimum Balance to Earn APY 2 $1,000 – $49,999.99 |
APY 1.51% |
|
Minimum Balance to Earn APY 2 $50,000 – $99,999.99 |
APY 2.27% |
|
Minimum Balance to Earn APY 2 $100,000 – $249,999.99 |
APY 2.63% |
|
Minimum Balance to Earn APY 2 $250,000 – $499,999.99 |
APY 3.04% |
|
Minimum Balance to Earn APY 2 $500,000.00 and over |
APY 3.04% |
|
Term |
Minimum Balance to Earn APY |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered. |
||
|
Term 6-month |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 1-year |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 2-year |
Minimum Balance to Earn APY $500 |
APY 4.18% |
|
Term 3-year |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 4-year |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 5-year |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term |
Minimum Balance to Earn APY |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered. |
||
|
Term IRA Savings |
Minimum Balance to Earn APY None |
APY .20% |
|
Term 1-year certificate |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 2-year certificate |
Minimum Balance to Earn APY $500 |
APY 4.18% |
|
Term 3-year certificate |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 4-year certificate |
Minimum Balance to Earn APY $500 |
APY 2.27% |
|
Term 5-year certificate |
Minimum Balance to Earn APY $500 |
APY 2.27% |
Disclosures
- 1
- – Fees may reduce earnings.
- 2
- – The VGreen Money Market account is a tiered rate account. The applicable dividend rate is applied to the total account balance. There is a $5 monthly below minimum balance fee.
- 3
- – Early withdrawal penalties may apply to certificates.