Personal Deposit Rates

Checking Account 1

Type

Minimum Opening Deposit

APY

APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered.

Type

Basic Checking

Minimum Opening Deposit

$25

APY

0.05%

Type

Edge Pay Checking

Minimum Opening Deposit

$25

APY

None

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Savings Account 1

Type

Minimum Opening Deposit

APY

APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered.

Type

Share Savings

Minimum Opening Deposit

$5

APY

0.20%

Type

Special Savings

Minimum Opening Deposit

$5

APY

0.20%

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Money Market Account 1

Minimum Balance to Earn APY 2

APY

APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered.

Minimum Balance to Earn APY 2

$1,000 – $49,999.99

APY

1.51%

Minimum Balance to Earn APY 2

$50,000 – $99,999.99

APY

2.27%

Minimum Balance to Earn APY 2

$100,000 – $249,999.99

APY

2.63%

Minimum Balance to Earn APY 2

$250,000 – $499,999.99

APY

3.04%

Minimum Balance to Earn APY 2

$500,000.00 and over

APY

3.04%

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Certificates 1,3

Term

Minimum Balance to Earn APY

APY

APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered.

Term

6-month

Minimum Balance to Earn APY

$500

APY

2.27%

Term

1-year

Minimum Balance to Earn APY

$500

APY

2.27%

Term

2-year

Minimum Balance to Earn APY

$500

APY

4.18%

Term

3-year

Minimum Balance to Earn APY

$500

APY

2.27%

Term

4-year

Minimum Balance to Earn APY

$500

APY

2.27%

Term

5-year

Minimum Balance to Earn APY

$500

APY

2.27%

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Individual Retirement Account (IRA) 1,3

Term

Minimum Balance to Earn APY

APY

APY = annual percentage yield, effective as of 09/05/2023 and reflects the current minimum APY offered.

Term

IRA Savings

Minimum Balance to Earn APY

None

APY

.20%

Term

1-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Term

2-year certificate

Minimum Balance to Earn APY

$500

APY

4.18%

Term

3-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Term

4-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Term

5-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

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Disclosures

1
– Fees may reduce earnings.
2
– The VGreen Money Market account is a tiered rate account.  The applicable dividend rate is applied to the total account balance. There is a $5 monthly below minimum balance fee.
3
– Early withdrawal penalties may apply to certificates.