Personal Deposit Rates

Checking Account

Type

Minimum Opening Deposit

APY

APY = annual percentage yield, effective as of 4/1/2024 and reflects the current minimum APY offered.

Type

Basic Checking

Minimum Opening Deposit

$25

APY

None

Type

Edge Pay Checking

Minimum Opening Deposit

$25

APY

None

Type

No Dividend Checking

Minimum Opening Deposit

$25

APY

None

Learn More

 

 

 

Savings Account 1

Type

Minimum Opening Deposit

APY

APY = annual percentage yield, effective as of 4/1/2024 and reflects the current minimum APY offered.

Type

Savings

Minimum Opening Deposit

$5

APY

0.20%

Learn More

 

 

 

Money Market Account 1

Minimum Balance to Earn APY 2

APY

APY = annual percentage yield, effective as of 4/1/2024 and reflects the current minimum APY offered.

Minimum Balance to Earn APY 2

$1,000 – $49,999.99

APY

1.81%

Minimum Balance to Earn APY 2

$50,000 – $99,999.99

APY

2.27%

Minimum Balance to Earn APY 2

$100,000 – $249,999.99

APY

2.63%

Minimum Balance to Earn APY 2

$250,000 – $499,999.99

APY

3.14%

Minimum Balance to Earn APY 2

$500,000.00 and over

APY

3.14%

Learn More

 

 

 

Certificates 1,3

Term

Minimum Balance to Earn APY

APY

APY = annual percentage yield, effective as of 4/1/2024 and reflects the current minimum APY offered. The 9-month certificate will be offered for a limited time and will renew to the 1-year term at maturity.

Term

6-month

Minimum Balance to Earn APY

$500

APY

2.27%

Term

9-month special

Minimum Balance to Earn APY

$500

APY

5.05%

Term

1-year

Minimum Balance to Earn APY

$500

APY

4.50%

Term

2-year

Minimum Balance to Earn APY

$500

APY

2.27%

Term

3-year

Minimum Balance to Earn APY

$500

APY

2.27%

Term

4-year

Minimum Balance to Earn APY

$500

APY

2.27%

Term

5-year

Minimum Balance to Earn APY

$500

APY

2.27%

Learn More

 

 

 

Individual Retirement Account (IRA) 1,3

Term

Minimum Balance to Earn APY

APY

APY = annual percentage yield, effective as of 4/1/2024 and reflects the current minimum APY offered. The IRA Savings account requires a minimum balance of $5 to open the account. The 9-month certificate will be offered for a limited time and will renew to the 1-year term at maturity.

Term

IRA Savings

Minimum Balance to Earn APY

None

APY

.20%

Term

9-month certificate special

Minimum Balance to Earn APY

$500

APY

5.05%

Term

1-year certificate

Minimum Balance to Earn APY

$500

APY

4.50%

Term

2-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Term

3-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Term

4-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Term

5-year certificate

Minimum Balance to Earn APY

$500

APY

2.27%

Learn More
share spend save - promo

See Our Deposit Rates

View all rates

Disclosures

1
– Fees may reduce earnings.
2
– The VGreen Money Market account is a tiered rate account.  The applicable dividend rate is applied to the total account balance.
3
– Early withdrawal penalties may apply to certificates.