Personal Green Loan Rates

Energy Improvement Loan 1,2

Term

APR as low as

APR = annual percentage rate, effective as of 09/01/2018 and reflects the current minimum APR offered.

Term

60 months

APR as low as

5.15%

Term

144 months

APR as low as

5.65%

Term

180 months

APR as low as

6.15%

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20-Year Energy Improvement Loan 1,3

Term

APR as low as

APR = annual percentage rate, effective as of 09/01/2018 and reflects the current minimum APR offered.

Term

240 months

APR as low as

6.65%

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Investment Tax Credit (ITC) Loan 1,2

Term

APR as low as

APR = annual percentage rate, effective as of 01/01/2020 and reflects the current minimum APR offered.

Term

84 months

APR as low as

5.65%

Term

144 months

APR as low as

5.65%

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Home Energy Loan 1,5

Household Income Qualifications 6

Term

APR as low as

APR = annual percentage rate, effective as of 08/01/2019 and reflects the current minimum APR offered.

Household Income Qualifications 6

Over $90,000

Term

36 months

APR as low as

4.99%

Household Income Qualifications 6

Over $90,000

Term

60 months

APR as low as

4.99%

Household Income Qualifications 6

Over $90,000

Term

120 months

APR as low as

5.99%

Household Income Qualifications 6

Over $90,000

Term

180 months

APR as low as

6.99%

Household Income Qualifications 6

$60,000 – $90,000

Term

36 months

APR as low as

0.0%

Household Income Qualifications 6

$60,000 – $90,000

Term

60 months

APR as low as

0.0%

Household Income Qualifications 6

$60,000 – $90,000

Term

120 months

APR as low as

2.99%

Household Income Qualifications 6

$60,000 – $90,000

Term

180 months

APR as low as

3.99%

Household Income Qualifications 6

Below $60,000

Term

36 months

APR as low as

0.0%

Household Income Qualifications 6

Below $60,000

Term

60 months

APR as low as

0.0%

Household Income Qualifications 6

Below $60,000

Term

120 months

APR as low as

1.99%

Household Income Qualifications 6

Below $60,000

Term

180 months

APR as low as

2.99%

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Disclosures

1
– Other rates and terms may be available. APR = annual percentage rate and may be adjusted based on your individual credit standing and term.
2
– Payment example: A $20,000 loan for 144 months at 5.65% APR will have a monthly payment of $192.00.
3
– Payment example: A $20,000 loan for 240 months at 6.65% APR will have a monthly payment of $151.00.
4
– Payment amount subject to change after initial 15-months based on tax credits or other credits applied to principal or re-amortization of the outstanding balance. Payment example: a $20,000 loan at 5.65% APR would result in 15 initial monthly payments of $148.06. If the entire 26% tax credit is applied to the principal during the first 15 months, the monthly payment would remain at $148.06 for the remaining term of the loan. If the principal is not paid down with a tax credit or other payment, the outstanding loan balance at the end of the 15-month period will re-amortize to $199.14 per month for the remaining 129 months.
5
– Payment example: A $20,000 loan for 60 months at 4.99% APR will have a monthly payment of $377.00.
6
– Income qualification guidelines apply. APR will be adjusted based on household income and term. Secured loan options available upon request; minimum secured amount borrowed is $5,000.