Personal Green Loan Rates

Energy Improvement Loan 1,2

Term

APR as low as

APR = annual percentage rate, effective as of 09/01/2018 and reflects the current minimum APR offered.

Term

60 months

APR as low as

5.15%

Term

144 months

APR as low as

5.65%

Term

180 months

APR as low as

6.15%

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20-Year Energy Improvement Loan 1,3

Term

APR as low as

APR = annual percentage rate, effective as of 09/01/2018 and reflects the current minimum APR offered.

Term

240 months

APR as low as

6.65%

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Investment Tax Credit (ITC) Loan 1,2

Term

APR as low as

APR = annual percentage rate, effective as of 01/01/2020 and reflects the current minimum APR offered.

Term

84 months

APR as low as

5.65%

Term

144 months

APR as low as

5.65%

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Home Energy Loan 1,5

Household Income Qualifications 6

Term

APR as low as

APR = annual percentage rate, effective as of 08/01/2019 and reflects the current minimum APR offered.

Household Income Qualifications 6

Over $90,000

Term

36 months

APR as low as

4.99%

Household Income Qualifications 6

Over $90,000

Term

60 months

APR as low as

4.99%

Household Income Qualifications 6

Over $90,000

Term

120 months

APR as low as

5.99%

Household Income Qualifications 6

Over $90,000

Term

180 months

APR as low as

6.99%

Household Income Qualifications 6

$60,000 – $90,000

Term

36 months

APR as low as

0.0%

Household Income Qualifications 6

$60,000 – $90,000

Term

60 months

APR as low as

0.0%

Household Income Qualifications 6

$60,000 – $90,000

Term

120 months

APR as low as

2.99%

Household Income Qualifications 6

$60,000 – $90,000

Term

180 months

APR as low as

3.99%

Household Income Qualifications 6

Below $60,000

Term

36 months

APR as low as

0.0%

Household Income Qualifications 6

Below $60,000

Term

60 months

APR as low as

0.0%

Household Income Qualifications 6

Below $60,000

Term

120 months

APR as low as

1.99%

Household Income Qualifications 6

Below $60,000

Term

180 months

APR as low as

2.99%

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Disclosures

1
– Other rates and terms may be available. APR = annual percentage rate and may be adjusted based on your individual credit standing and term.
2
– Payment example: A $20,000 loan for 144 months at 5.65% APR will have a monthly payment of $192.00.
3
– Payment example: A $20,000 loan for 240 months at 6.65% APR will have a monthly payment of $151.00.
4
– Payment amount subject to change after initial 15-months based on tax credits or other credits applied to principal or re-amortization of the outstanding balance. Payment example: a $20,000 loan at 5.65% APR would result in 15 initial monthly payments of $143.58. If 30% of the loan amount is applied to the principal during the first 15 months, the monthly payment would remain approximately the same for the remaining term of the loan. If the principal is not paid down with a tax credit or other payment, the outstanding loan balance at the end of the 15-month period will re-amortize to $199.85 per month for the remaining 129 months.
5
– Payment example: A $20,000 loan for 60 months at 4.99% APR will have a monthly payment of $377.00.
6
– Income qualification guidelines apply. APR will be adjusted based on household income and term. Secured loan options available upon request; minimum secured amount borrowed is $5,000.