Personal Loan Rates
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Terms up to |
APR as low as |
|---|---|
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APR = annual percentage rate, effective as of 03/31/2023 and reflects the current minimum APR offered. |
|
|
Terms up to 60 months |
APR as low as 9.99% |
|
Type |
Terms up to |
APR |
|---|---|---|
|
APR = annual percentage rate, effective as of 01/01/2023 and reflects the current minimum APR offered. |
||
|
Type Savings Secured |
Terms up to 180 months |
APR 3% above deposit rate |
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Type Certificate Secured |
Terms up to 180 months |
APR 3% above certificate rate |
|
Loan Amount |
Term |
APR |
|---|---|---|
|
APR = annual percentage rate, effective as of 12/10/2019 and reflects the current minimum APR offered. |
||
|
Loan Amount $520 |
Term 5 months |
APR 18% |
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Type |
APR |
|---|---|
|
APR = annual percentage rate, effective as of 03/06/2020 and reflects the current minimum APR offered. |
|
|
Type On Demand Credit Line |
APR 14.00% |
Disclosures
- 1
- – Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
- 2
- – Payment example: $10,000 loan for 60 months at 9.90% APR will have a monthly payment of $212.00.
- 3
- – Payment example: $1,000 loan for 12 months at 3.10% APR will have a monthly payment of $85.00.
- 4
- – The 18% interest rate and an automatic $20 processing fee included in the required loan amount result in a 32% APR. Payment Example: a $520 loan for 5 months will result in a $109.50 monthly payment. A maximum of two loans are allowed per 180-day period. Payment by automatic transfer from a VSECU account is required.
- 5
- – This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.