Personal Mortgage Rates

Conventional Mortgage 1,2

Type

Term

Rate

APR

APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 5% lifetime cap.

Type

Fixed rate

Term

30 years

Rate

6.250 %

APR

6.31%

Type

Fixed rate

Term

20 years

Rate

5.875 %

APR

5.95%

Type

Fixed rate

Term

15 years

Rate

6.000 %

APR

6.09%

Type

Fixed rate

Term

10 years

Rate

6.000 %

APR

6.09%

Type

1-year adjustable rate

Term

30 years

Rate

5.125 %

APR

7.68%

Type

3-year adjustable rate

Term

30 years

Rate

5.375 %

APR

7.30%

Type

5-year adjustable rate - conforming

Term

30 years

Rate

5.375 %

APR

6.95%

Type

5-year adjustable rate - non-conforming

Term

30 years

Rate

6.250 %

APR

7.85%

Type

7-year adjustable rate

Term

30 years

Rate

6.500 %

APR

7.01%

Learn More

 

 

 

Jumbo Mortgage 1,3

Type

Term

Rate

APR

APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 5% lifetime cap.

Type

5-year adjustable rate

Term

30 years

Rate

6.500 %

APR

7.40%

Learn More

 

 

 

Mobile Home Mortgage 1,4

Type

Term

Rate

APR

APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points.

Type

Fixed rate (new)

Term

20 years

Rate

8.000 %

APR

8.09%

Type

Fixed rate (new or used)

Term

15 years

Rate

8.875 %

APR

8.96%

Learn More

 

 

 

Seasonal Mortgage 1,5

Type

Term

Rate

APR

APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap.

Type

Fixed rate

Term

15 years

Rate

6.375 %

APR

7.89%

Type

1-year adjustable rate

Term

30 years

Rate

%

APR

%

Learn More

 

 

 

Disclosures

1
– Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated. APR = annual percentage rate.
2
– APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 30 years at a 3.750% interest and an APR of 3.800% is a $834.00 monthly payment. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 2.500% initial interest rate and APR of 3.454%, subject to increase, will have the following monthly payment: 12 payments of $711.22 at an interest rate of 2.50%, 347 payments of $711.22 at an interest rate of 3.50% and 1 payment of $805.67 at an interest rate of 3.50% based on the current index plus a margin.
3
– APR = annual percentage rate. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 2.500% initial interest rate and APR of 3.454%, subject to increase, will have the following monthly payment: 12 payments of $711.22 at an interest rate of 2.50%, 347 payments of $711.22 at an interest rate of 3.50% and 1 payment of $805.67 at an interest rate of 3.50% based on the current index plus a margin.
4
– APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $90,000 for 20 years at a 6.250% interest and an APR of 6.36% is a $658.00 monthly payment.
5
– APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 15 years at a 4.625% interest and an APR of 4.71% is a $1,389.00 monthly payment. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 2.500% initial interest rate and APR of 3.454%, subject to increase, will have the following monthly payment: 12 payments of $711.22 at an interest rate of 2.50%, 347 payments of $711.22 at an interest rate of 3.50% and 1 payment of $805.67 at an interest rate of 3.50% based on the current index plus a margin.