Personal Mortgage Rates
|
Type |
Term |
Rate |
APR |
|---|---|---|---|
|
APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. |
|||
|
Type Fixed rate |
Term 30 years |
Rate 7.25% |
APR 7.289% |
|
Type Fixed rate |
Term 20 years |
Rate 7.125% |
APR 7.176% |
|
Type Fixed rate |
Term 15 years |
Rate 7.125% |
APR 7.188% |
|
Type Fixed rate |
Term 10 years |
Rate 6.875% |
APR 6.963% |
|
Type 3-year adjustable rate |
Term 30 years |
Rate 6.75% |
APR 7.929% |
|
Type 5-year adjustable rate |
Term 30 years |
Rate 7% |
APR 7.805% |
|
Type 7-year adjustable rate |
Term 30 years |
Rate 7.75% |
APR 8.045% |
|
Type |
Term |
Rate |
APR |
|---|---|---|---|
|
APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 5% lifetime cap. |
|||
|
Type 5-year adjustable rate |
Term 30 years |
Rate 7.25% |
APR 7.908% |
|
Type |
Term |
Rate |
APR |
|---|---|---|---|
|
APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. |
|||
|
Type Fixed rate (new) |
Term 20 years |
Rate 10.125% |
APR 10.182% |
|
Type Fixed rate (new or used) |
Term 15 years |
Rate 9.125% |
APR 9.192% |
|
Type |
Term |
Rate |
APR |
|---|---|---|---|
|
APR = annual percentage rate. Mortgage rates are published daily and assume zero (0) points. Adjustable rates may adjust 2% annually after the fixed rate period with a 6% lifetime cap. |
|||
|
Type Fixed rate |
Term 15 years |
Rate 9.125% |
APR 9.192% |
Disclosures
- 1
- – Payment examples do not include amounts for taxes and insurance premiums and actual payment obligation may be greater than illustrated. APR = annual percentage rate.
- 2
- – APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 30 years at a 3.750% interest and an APR of 3.800% is a $834.00 monthly payment. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 2.500% initial interest rate and APR of 3.454%, subject to increase, will have the following monthly payment: 12 payments of $711.22 at an interest rate of 2.50%, 347 payments of $711.22 at an interest rate of 3.50% and 1 payment of $805.67 at an interest rate of 3.50% based on the current index plus a margin.
- 3
- – APR = annual percentage rate. Adjustable rate mortgage payment example: The adjustable rate mortgage is a variable rate loan; interest rates and payments may increase after the original fixed-rate period. Your interest rates and payments may increase after the original fixed-rate period. A loan for $180,000 at a 2.500% initial interest rate and APR of 3.454%, subject to increase, will have the following monthly payment: 12 payments of $711.22 at an interest rate of 2.50%, 347 payments of $711.22 at an interest rate of 3.50% and 1 payment of $805.67 at an interest rate of 3.50% based on the current index plus a margin.
- 4
- – APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $90,000 for 20 years at a 6.250% interest and an APR of 6.36% is a $658.00 monthly payment.
- 5
- – APR = annual percentage rate. Fixed rate mortgage payment example: A fixed rate loan of $180,000 for 15 years at a 4.625% interest and an APR of 4.71% is a $1,389.00 monthly payment.