Are you finding it hard to save money? You’re not alone! After paying for utilities, rent/mortgage, food, gas, etc., many people find they don’t have anything left for themselves. The good news is that people at nearly all income levels can save. The trick is finding the right tools to get started, including a savings account, inspiration, and resources. If you’re ready to boost your savings, start here. Whether you’re just beginning or looking for new savings tips and techniques, you’ll find everything you need on this page.
MAXIMIZE YOUR TAX REFUND
It’s tax season, which means you’re probably planning for your refund. Although it can be tempting to reward yourself with a big spur-of-the-moment purchase, you will reap more rewards in the future by allowing your refund to grow in a savings account. Below, you’ll find four smart ways to maximize your tax refund and increase your savings!
VGREEN MONEY MARKET
CERTIFICATES OF DEPOSIT
Vermont Saves is a statewide initiative to inspire Vermonters to practice healthy saving habits and achieve their financial goals. VSECU has partnered with Vermont Saves to encourage all Vermonters to take the Vermont Saves Pledge—a promise to set financial goals, track spending, and kick-start the journey to a successful financial future. Take the pledge and start saving today!
Learn more about Vermont Saves by watching this video from MyChamplainValley.com.
And view Governor Phil Scott’s proclamation declaring Vermont Saves Week and encouraging Vermonters to develop personal savings plans.
9 TIPS FOR BUILDING A COMFORTABLE NEST EGG
The earlier you start saving for retirement, the more money you’ll be able to save. You may have to start by saving just a little. The important thing is to start!
SAVING MONEY WITH CREDIT CARDS
Credit cards help you spend but, with a little self-control and strategizing, they can also help you save (or even make) money.
TOP IMPROVEMENTS FOR HOME ENERGY SAVINGS
Energy efficiency improvements on your home can help you save money over time. Here are a few ideas to get you started.
Saving starts with debt reduction As you get started, you can use these resources to learn how to pay off debt.
• VIDEO: Debt Reduction video
• BLOG: How to Calculate Your Debt Payoff
• BLOG: How to Get out of Debt and Start Saving
• BLOG: How to Pay down Credit Card Debt
• BLOG: Nine Thrifty Ideas for Getting ahead on Payments
Ready to get started? These articles will help you save for the short-term as well as the long-term.
Save energy and you’ll save money. Learn more about affordable home energy efficiency improvements.
• BLOG: Low-Interest Financing Brings Home Energy Efficiency within Reach
• BLOG: How to Save on Home Heating Fuel in Vermont
• BLOG: Location Efficiency Saves Time, Money, and Energy
• BLOG: 5 Energy Efficient Home Heating Options