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Welcome to VSECU

Make Change, Simply by Banking

A prosperous future for you. A better Vermont for us all.

Become a member

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Join the movement

Bank with purpose. Join a values-based credit union that serves ALL Vermonters.

  • Community 1


    When you join VSECU, you become a member-owner and benefit from a financial cooperative that improves the lives of Vermonters and supports stronger communities.

  • Earth


    Bank on your values with a credit union that protects our planet by supporting energy efficiency and sustainability with low-cost lending and environmental initiatives.

  • Mountain


    Instead of extracting money from our communities, credit union profits are reinvested in our members, communities, and small businesses to support a thriving local economy.

Vermont values in action

At VSECU, we look for ways in which our actions and choices can have a positive impact on the well being of communities and individuals in Vermont.


Average amount saved annually by VSECU members (compared to typical banks)

See what sets VSECU apart

Amount of our green loan portfolio being used for energy efficiency improvements as of the end of 2021.

Explore our Green Loans

Number of meals provided to Vermonters in need since we took ownership of Point to Point in 2018

How we fight hunger

Reach your next financial goal

Find impact-driven banking solutions to help you achieve your next milestone.

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Hear it from our members

VSECU values go along with mine. That’s where I’ve been banking for most of my adult life, and I don’t even think of going anyplace else.

— Jody P.
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Reduce your green project costs

We support the environment by reducing the costs of members’ purchases of energy-efficient and solar products through discounted loan rates.

See how you can save
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Buying a home or refinancing?

At VSECU, we don’t just offer competitive rates, we support you with a streamlined homebuying or refinancing experience.

Get started

Save more while doing good

What feels better than doing the right thing with your money? Getting great rates that help you save more!


Vehicle Loans

Vehicle Loans


Mortgages & Refinances
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Energy Equity Loan

Energy Equity Loan


*APR = annual percentage rate. APY = annual percentage yield. See all rates to view applicable disclosures, terms, and conditions related to rates advertised.

Empower your financial health

Relevant articles and resources to help you improve your financial health and wellbeing.

  • man-looking-at-computer

    How to Avoid Bank Fees and Penalties

    Credit unions and banks use fees to mitigate the risk of behavior that could cost the organization money. Though these …
    Read more

  • Married Couple Looking at Their Finances

    Managing Finances as a Couple? Ask These Five Questions

    Differences over money are one of the most common reasons for divorce. So, whether you’re just married, newly engaged, moving …
    Read more

  • Man Looking Down Holding Chin in Hand and Wallet in Other

    11 Bad Habits When It Comes to Managing Money

    We’ve shared some of the good financial habits you can have to curb your spending and grow your savings. But …
    Read more

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Join our member-owned cooperative

Empower yourself and unlock the possibilities for greater financial, environmental, and social prosperity.

Become a member

What’s happening in our community