Welcome to VSECU
A prosperous future for you. A better Vermont for us all.
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Join the movement
Bank with purpose. Join a values-based credit union that serves ALL Vermonters.
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People
When you join VSECU, you become a member-owner and benefit from a financial cooperative that improves the lives of Vermonters and supports stronger communities.
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Planet
Bank on your values with a credit union that protects our planet by supporting energy efficiency and sustainability with low-cost lending and environmental initiatives.
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Prosperity
Instead of extracting money from our communities, credit union profits are reinvested in our members, communities, and small businesses to support a thriving local economy.
Vermont values in action
At VSECU, we look for ways in which our actions and choices can have a positive impact on the well being of communities and individuals in Vermont.
Average amount saved annually by VSECU members (compared to typical banks)
Amount of our green loan portfolio being used for energy efficiency improvements as of the end of 2021.
Number of meals provided to Vermonters in need since we took ownership of Point to Point in 2018
Reach your next financial goal
Find impact-driven banking solutions to help you achieve your next milestone.
Hear it from our members
— Jody P.VSECU values go along with mine. That’s where I’ve been banking for most of my adult life, and I don’t even think of going anyplace else.
Reduce your green project costs
We support the environment by reducing the costs of members’ purchases of energy-efficient and solar products through discounted loan rates.
Buying a home or refinancing?
At VSECU, we don’t just offer competitive rates, we support you with a streamlined homebuying or refinancing experience.
Save more while doing good
What feels better than doing the right thing with your money? Getting great rates that help you save more!
*APR = annual percentage rate. APY = annual percentage yield. See all rates to view applicable disclosures, terms, and conditions related to rates advertised.
Empower your financial health
Relevant articles and resources to help you improve your financial health and wellbeing.
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How to Avoid Bank Fees and Penalties
Credit unions and banks use fees to mitigate the risk of behavior that could cost the organization money. Though these …
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Managing Finances as a Couple? Ask These Five Questions
Differences over money are one of the most common reasons for divorce. So, whether you’re just married, newly engaged, moving …
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11 Bad Habits When It Comes to Managing Money
We’ve shared some of the good financial habits you can have to curb your spending and grow your savings. But …
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Join our member-owned cooperative
Empower yourself and unlock the possibilities for greater financial, environmental, and social prosperity.