Vermont Winter Farm

Welcome to VSECU

Make Change, Simply by Banking

A prosperous future for you. A better Vermont for us all.

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Join the movement

Bank with purpose. Join a values-based credit union that serves ALL Vermonters.

  • Community 1


    When you join VSECU, you become a member-owner and benefit from a financial cooperative that improves the lives of Vermonters and supports stronger communities.

  • Earth


    Bank on your values with a credit union that protects our planet by supporting energy efficiency and sustainability with low-cost lending and environmental initiatives.

  • Mountain


    Instead of extracting money from our communities, credit union profits are reinvested in our members, communities, and small businesses to support a thriving local economy.

Vermont values in action

At VSECU, we look for ways in which our actions and choices can have a positive impact on the well being of communities and individuals in Vermont.


Average amount saved annually by VSECU members (compared to typical banks)

See what sets VSECU apart

Amount of our green loan portfolio being used for energy efficiency improvements as of the end of 2021.

Explore our Green Loans

Number of meals provided to Vermonters in need since we took ownership of Point to Point in 2018

How we fight hunger

Reach your next financial goal

Find impact-driven banking solutions to help you achieve your next milestone.

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Hear it from our members

Applied for a solar loan and, in just a few days, I was approved, and the paperwork was handled professionally. I was very happy I went to VSECU and would recommend getting a loan there. Very courteous staff and excellent customer service.

— Brad B.
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Give your savings a lift

Take advantage of rising interest rates. Earn 4.07% APY on our 18-month CD.

Start earning today
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Save more, for you and the planet

Earn more on your savings and help fund energy-efficiency and solar projects with our VGreen Money Market account.

Open an account

Save more while doing good

What feels better than doing the right thing with your money? Getting great rates that help you save more!


Vehicle Loans

Vehicle Loans


Mortgages & Refinances
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Home Equity Loan

Energy Equity Loan


*APR = annual percentage rate. APY = annual percentage yield. See all rates to view applicable disclosures, terms, and conditions related to rates advertised.

Empower your financial health

Relevant articles and resources to help you improve your financial health and wellbeing.

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    Smishing Scams: Don’t Click the Link!

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    Get the Vermont Child Tax Credit When You File 2022 Taxes

    It’s tax time. And it’s bringing some good news for Vermonters and their kids: Eligible families with children under six …
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Join our member-owned cooperative

Empower yourself and unlock the possibilities for greater financial, environmental, and social prosperity.

Become a member

What’s happening in our community