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VSECU History

Improving the lives of Vermonters for over 75 years.

How it all began

In 1946, seven employees of the State of Vermont gathered to organize a credit union to offer affordable savings and credit for state employees. One year later, the Vermont State Employees Credit Union was chartered by Vermont. We’ve been deeply committed to the philosophy of people helping people and the credit union movement ever since.

Expanding our membership

As a not-for-profit financial institution, we are proudly dedicated to improving the quality of life for all Vermonters. At first, VSECU membership was open only to employees of the state of Vermont. Since then, our field of membership has continued to expand:


Membership expanded to include family members of any current member of the credit union.

VSECU Founders Plaque - Long Form Txt


Membership grew again to include anyone who works or lives in the six counties of Addison, Caledonia, Chittenden, Lamoille, Orange and Washington. Rutland County was added in 2006.

Burlington Bike Path - Long Form Txt


In our biggest leap yet, membership expanded to include everyone who lives or works in the state of Vermont.

Montpelier Drone Shot - Long Form Txt


We expanded once more to welcome members of the Northeast Sustainable Energy Association (NESEA), a non-profit regional trade association that aligns with VSECU’s vision of creating greater environmental prosperity for more Vermonters.

NESEA Logo Image - Long Form Txt

Deepening our impact

At VSECU, we’re always looking for innovative ways to make a positive impact on our communities. We could just give money (and we do), but we are a financial cooperative, so it’s important that a large portion of our community impact is generated by members, for members.

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    We Care 2

    Our member-directed giving program distributes $50,000 in donations each year to five nonprofit organizations that are seeking funding to positively impact Vermonters’ essential needs in the areas of food, shelter, heat, environment, or financial education. 

    Add your voice

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    Fuel Buying Program

    VSECU negotiates reduced pricing with several participating fuel dealers for a range of home heating fuel types. By joining our members-only VHeat fuel-buying program, you can get discounted pricing on heating fuel and reduce your costs during the winter season.

    Find a dealer

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    Green Loans

    We support environmental prosperity by offering low-interest loans that reduce the overall cost of investing in solar and energy efficiency projects. Our VGreen Money Market account allows members to earn a competitive interest rate on savings that help fund VGreen loans.

    Explore green loan options

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Become a member

Join the cooperative movement and experience the credit union difference.

Join today