
A perfect solution for your small Vermont business
We support local businesses like yours. Whether you’re looking for a simple solution for your new small business or nonprofit, or are running a larger operation, we have a checking account to meet your needs.
Benefits
-
Online & Mobile Banking Options
Free online and mobile banking includes eStatements and check imaging.
-
$100 Minimum Opening Deposit
Only $100 is required to open an account.
-
Free Visa Debit Card
Handle all your business’ needs knowing Visa Secure protects your purchases.
-
Specialized accounts
Four different accounts offer unique solutions for nonprofit and for profit business owners.
Compare your options
-
Best for:
Best for:
-
Monthly fees
Monthly fees
-
Monthly transaction fees
Monthly transaction fees
Business Basic Checking
-
Best for:
Small Vermont businesses looking to simplify their checking.
-
Monthly fees
Free checking and no monthly fees if less than 26 transactions. $6 monthly fee if you exceed 25 items/transactions per month.
-
Monthly transaction fees
After the first 25 transactions, credit/debit items are only $.25.
Business Nonprofit Checking
-
Best for:
Nonprofits that require more transactions per month than are offered by our Business Basic Checking.
-
Monthly fees
$6 monthly fee waived when the aggregate balance of your deposit and loan accounts is $4,000 or more.
-
Monthly transaction fees
After the first 200 transactions, credit/debit items are only $.25.
Small Business Checking
-
Best for:
Businesses whose needs are beyond basic but still considered a small business.
-
Monthly fees
$6 monthly fee waived when the aggregate balance of your deposit and loan accounts is $7,500 or more.
-
Monthly transaction fees
After the first 200 transactions, credit/debit items are only $.25.
Business Checking
-
Best for:
Businesses with higher volumes who are looking to receive the maximum return for funds invested.
-
Monthly fees
$6
-
Monthly transaction fees
The fee for credit and debit transactions is $.12.
Current rates
Minimum Balance to Earn APY |
APY |
---|---|
APY = annual percentage yield, effective as of 11/24/2023 and reflects the current minimum APY offered. |
|
Minimum Balance to Earn APY $100 |
APY 0.05% |
Tier |
Minimum Balance to Earn APY |
APY |
---|---|---|
APY = annual percentage yield, effective as of 11/24/2023 and reflects the current minimum APY offered. |
||
Tier $100 – $999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
Tier $1,000 – $4,999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
Tier $5,000 – $9,999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
Tier $10,000 – $24,999.99 |
Minimum Balance to Earn APY $100 |
APY 0.05% |
Tier $25,000 and over |
Minimum Balance to Earn APY $100 |
APY 0.05% |
Tier |
Minimum Balance to Earn APY |
APY |
---|---|---|
APY = annual percentage yield, effective as of 11/24/2023 and reflects the current minimum APY offered. |
||
Tier $1,000 – $4,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier $5,000 – $9,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier $10,000 – $24,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier $25,000 and over |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier |
Minimum Balance to Earn APY |
APY |
---|---|---|
APY = annual percentage yield, effective as of 11/24/2023 and reflects the current minimum APY offered. |
||
Tier $1,000 – $4,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier $5,000 – $9,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier $10,000 – $24,999.99 |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Tier $25,000 and over |
Minimum Balance to Earn APY $1,000 |
APY 0.05% |
Additional features
Overdraft Protection
Our fixed-rate on demand credit line offers you a flexible reserve so you can cover checks and other withdrawals without any lag time and without needing to transfer funds.

Business Debit Card
Our Business debit card provides access to your Business Checking accounts anywhere a Visa® debit card is used. ATM access allows you to withdraw cash, check your balance, or transfer funds almost anywhere. Individual cards are available for signers on the accounts.
With our Business debit card, you can also:
- Make POS purchases wherever the Visa logo is displayed.
- Receive text or email notifications when your card is used.
- Save time by paying bills automatically.

Open a Business Checking Account
You can apply for all of our Business Checking products by completing our fillable PDF form and mailing it or dropping it off at any branch location.
Disclosures
- 1
- – Fees may reduce earnings.