Triple bottom line
Many financial institutions measure their success using one bottom line: profit. We measure our success using a triple bottom line model that accounts for our impact on people, planet, and prosperity.
Our members always come first. We answer to you, not shareholders, and we’re committed to helping you reach your next financial milestone. We only succeed when you succeed.
As a credit union, we are deeply committed to the philosophy of people helping people. That’s why we partner with organizations and businesses that share our mission to improve the lives of all Vermonters.
As a VSECU member, you get access to innovative solutions, designed to meet your unique needs, along with all the standard financial products and services you expect.
What Credit Unions Are and Why People Love Them
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Why Bank with a Credit Union?
Credit unions and banks offer a similar experience but operate from a very different structure and philosophy. One is not …
Why Use a Credit Union Rather than a Bank?
Making the choice to invest money in a credit union, rather than a bank, is often a decision that reflects …
— John M.
[VSECU is] kind of a one-stop shop for everything I need. I’ve had a lot of different interactions with staff, and it’s always been really incredible.
Easy to use online & mobile banking
Technology makes banking so much easier and more convenient. Our online banking and mobile banking app make banking faster so you can get on with your life.
The CO-OP Network gives you access to nearly 30,000 fee-free ATMs nationwide. That’s more than most banks can offer.
We’re part of a network of shared credit union branches. This means that, in addition to our nine branches throughout Vermont, you can bank at over 5,000 shared branch locations across the country.
Discounted interest rates
Our VGreen program offers discounted interest rates on energy efficiency and solar purchases to reduce the cost of your energy upgrades.
By joining VHeat, you can get discounted pricing on heating fuel and reduce your costs during the winter season.
Membership benefits include access to low- or no-cost insurance programs for home, auto, life, disability, and loan coverage.
Free financial counseling
A certified expert will help you explore options for easing financial stress and assist you in achieving your goals with a personalized plan.
You are eligible if you are immediate family to a VSECU member regardless of residence (related by blood, civil marriage/union, stepchildren, adopted children, and surviving spouses of past members).
You are eligible if you are a household member of a current VSECU member (roommate, domestic partner, foster child, etc.).
You are eligible if you are employed by or retired from the State of Vermont.
You are eligible if you are a member of the Northeast Sustainable Energy Association (NESEA).
Your business is eligible if it’s located in Vermont and registered with the Vermont Secretary of State.
Your organization, partnership, corporation or association is eligible if a majority of individuals or stakeholders within the entity are eligible for membership.
Fill out the application
We’ll just need your Social Security number and a government-issued ID.
All you need is $25 in your savings account to activate your membership!
We’ll reach out for more information or confirm your membership is active within two business hours.