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Savings Accounts

Your savings goals are within reach.

Open an account

The best time to start saving is now

Your financial wellness begins with a savings account. Our Savings account helps you organize your funds around specific goals.

Get started saving

  1. Become a VSECU member by opening a Savings account. This serves as your primary savings account.
  2. Set up direct deposit so that a portion of your paycheck is automatically deposited to your savings account(s)—optional but recommended!
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When you open a Savings account with a minimum $5 deposit, you become an official member-owner of VSECU. Plus, you can enjoy:

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    Insured savings

    Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA) in the same way that savings in a bank are federally insured by the Federal Deposit Insurance Corporation (FDIC).

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    Higher Savings rates

    Because we are a financial cooperative we can pass along profit to our members in the form of higher savings rates.

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    Member benefits

    As a VSECU member, you get access to a range of member benefits, including no-cost AD&D insurance, free consultations with financial advisors, and access to reduced heating costs.

Savings rates

Savings Account 1


Minimum Opening Deposit


APY = annual percentage yield, effective as of 6/17/2024 and reflects the current minimum APY offered.



Minimum Opening Deposit





Open a Savings Account

Not a member? You’ll be prompted to join when you open your account. If you are already a member, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.

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– Fees may reduce earnings.