
The best time to start saving is now
Your financial wellness begins with a savings account. Our Share Savings and Special Savings accounts help you organize your funds around specific goals.
Get started saving
- Become a VSECU member by opening a Share Savings account. This serves as your primary savings account.
- Open Special Savings accounts, if needed, to save for specific financial goals.
- Set up direct deposit so that a portion of your paycheck is automatically deposited to your savings account(s)—optional but recommended!

Special Savings
Are you saving money for a vacation or looking to stash away a little extra for the holidays? Our Special Savings accounts help you save with confidence.
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Organize your savings
By setting up a different account for each of your savings goals, you can make sure you’re on track to save what you need.
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Unlimited accounts
There’s no limit to the number of savings goals you can achieve so you can open as many accounts as you need.
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No minimum balance
Save at your own pace! You will need at least $5 to open this account but there is no minimum balance to maintain it.
Savings rates
Type |
Minimum Opening Deposit |
APY |
---|---|---|
APY = annual percentage yield, effective as of 05/11/2023 and reflects the current minimum APY offered. |
||
Type Share Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
Type Special Savings |
Minimum Opening Deposit $5 |
APY 0.20% |
Open a Savings Account
Not a member? You’ll be prompted to join when you open your account. If you are already a member, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.
Disclosures
- 1
- – Fees may reduce earnings.