Man Using Tablet and Laptop at Florist - Hero

Savings Accounts

Your savings goals are within reach.

Open an account

The best time to start saving is now

Your financial wellness begins with a savings account. Our Share Savings and Special Savings accounts help you organize your funds around specific goals.

Get started saving

  1. Become a VSECU member by opening a Share Savings account. This serves as your primary savings account.
  2. Open Special Savings accounts, if needed, to save for specific financial goals.
  3. Set up direct deposit so that a portion of your paycheck is automatically deposited to your savings account(s)—optional but recommended!
Teaching How to Save 1 - Long Form Txt

Share Savings

When you open a Share Savings account with a minimum $25 deposit, you become an official member-owner of VSECU. Plus, you can enjoy:

  • Shield

    Insured savings

    Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA) in the same way that savings in a bank are federally insured by the Federal Deposit Insurance Corporation (FDIC).

  • Percentage Arrow Up

    Higher Savings rates

    Because we are a financial cooperative we can pass along profit to our members in the form of higher savings rates.

  • Star

    Member benefits

    As a VSECU member, you get access to a range of member benefits, including no-cost AD&D insurance, free consultations with financial advisors, and access to reduced heating costs.

Special Savings

Are you saving money for a vacation or looking to stash away a little extra for the holidays? Our Special Savings accounts help you save with confidence.

  • Star

    Organize your savings

    By setting up a different account for each of your savings goals, you can make sure you’re on track to save what you need.

  • Bag With Dollar Sign

    Unlimited accounts

    There’s no limit to the number of savings goals you can achieve so you can open as many accounts as you need.

  • No Fee

    No minimum balance

    Save at your own pace! You will need at least $5 to open this account but there is no minimum balance to maintain it.

Savings rates

Savings Account 1

Type

Minimum Opening Deposit

APY

APY = annual percentage yield. Share Savings APY effective as of 08/06/2021 and reflects the current minimum APY offered. Special Savings APY effective as of 04/01/2020 and reflects the current minimum APY offered.

Type

Share Savings

Minimum Opening Deposit

$25

APY

0.05%

Type

Special Savings

Minimum Opening Deposit

$5

APY

0.05%

FAQs

Open a Savings Account

Not a member? You’ll be prompted to join when you open your account. If you are already a member, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.

Open an account online
Get started
Email or call
Contact us

Disclosures

1
– Fees may reduce earnings.